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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Love Monzo!

Love Monzo! So easy to use. Quick, efficient, progressive Reviewed on: 8th February 2025

Great bank for knowing your money!

Great bank for knowing your money! , monzo has just blown me away with all its features and it truely is a bank of the future. Reviewed on: 8th February 2025

Switched to Monzo in 2024 after a nephew told me I w...

Switched to Monzo in 2024 after a nephew told me I was soooo last year. I love the app and the ease of use, seeing my money and investments in one place. The switch was easy, super well communicated and I love the perks. It’s very transparent- love it. Reviewed on: 8th February 2025

I feel my money is safe with Monzo.

I feel my money is safe with Monzo. Their app is easy to use. Money transfer and withdrawal take only a few seconds. All in all - an excellent bank! Reviewed on: 8th February 2025

Been good so far in the past years I’ve been using M...

Been good so far in the past years I’ve been using Monzo Reviewed on: 8th February 2025

Fab just fab.

Fab just fab. Money anxiety gone!!! Reviewed on: 8th February 2025

Exactly what people want!

Exactly what people want! Great product and app design Reviewed on: 8th February 2025

Great perks which are useful.

Great perks which are useful. Good customer service. Useful to be able to have pots for different things Reviewed on: 8th February 2025

Great app.

Great app. Very easy to use and navigate. The offers for loans and the Monzo flex are great as well and really easy to see what you're using. Reviewed on: 8th February 2025

Best bank and banking app I've dealt with.

Best bank and banking app I've dealt with. Reviewed on: 8th February 2025

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