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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Best bank for saving, and perfect UI

Best bank for saving, and perfect UI Reviewed on: 8th February 2025

Monzo does modern digital banking right

I switched from Natwest as their banking app and customer support was poor. Their online services were convoluted. Monzo is much simpler and makes it easier to track my finances. They embrace digital and do it properly, they keep the experience simple and straightforward. Instant notifications on your phone are a bonus. Reviewed on: 8th February 2025

All good apart from one small thing.

The only downside is the reduction in interest on savings when other banks are maintaining theirs at a higher rate. Apart from that all is good :) Reviewed on: 8th February 2025

Great abroad good saving opportunities excellent cus...

Great abroad good saving opportunities excellent customer service Reviewed on: 8th February 2025

I have good experience simple and powerful

I have good experience simple and powerful Reviewed on: 8th February 2025

Everything works, no worries

Everything works, no worries or stress even when things don't go as planned Reviewed on: 8th February 2025

My favourite UK bank

Very easy to navigate the app and move money. The pots are brilliant and help remove stress from managing bills. Reviewed on: 8th February 2025

Simple and flexible.

I like the many options of pots and virtual cards. Aswell as being able to spend abroad without fee. All in all monza is very flexible, has great features and helps me manage money well. The credit options are also very good and easy to access. Reviewed on: 8th February 2025

Best current account!

I love how you can see an overview of all your other cards, even non-Monzo ones. It really makes it feel like my "financial hub". Also appreciate the quick customer service Reviewed on: 8th February 2025

Good bank.

Good and perfect bank.. easy online banking.. Monzo app very easy Reviewed on: 8th February 2025

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