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Monzo: Current account reviews

View other Monzo products
4.92
Based on 19,143 reviews, last reviewed 3rd Apr 2026
93550% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
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1%

Latest highest rating:

5

I’ve had such a great experience with Monzo. I’ve had such a great experience with Monzo. The features genuinely help you make the most of your money without it feeling overwhelming. The savings... Read more Reviewed on: 3rd April 2026
Jeannie's avatar
Jeannie

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026
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Cristianl
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19143)

Responsive, sometimes.

5
They have been responsive, but sometimes they do pass you around a lot and the original issue can get lost a little when the next person picks it up. Reviewed on: 15th April 2024
Matt F's avatar
Matt F

So Easy to Use

5
I have used a few banking apps, but Monzo is by far the easiest to use. I love the savings account, great interest and easy to save each month. Reviewed on: 15th April 2024
Andrea A's avatar
Andrea A

Monzo is great

5
Recently opened up a Monzo account and loved the budgeting features and the technology. Have started paying my salary into it as it’s a great main hub to my various other accounts. I love being able to see all my accounts together on Monzo plus and I love the salary sorter and Pots features. Reviewed on: 15th April 2024
Sean O's avatar
Sean O

Monzo forever

5
Been with them for years - love the service and refreshing direction for banking Reviewed on: 15th April 2024
K's avatar
K

Really liked the app and how it all works!

5
Really liked the app and how it all works! Was impressed about the fluifity and ease of use. I can do what I like when i like. Not cluncky like Halifax app. Reviewed on: 15th April 2024
Konar's avatar
Konar

Easy to use

5
Easy to open account and use app Reviewed on: 15th April 2024
Sophia G's avatar
Sophia G

Monzo rocks

5
Monzo is a game-changer. Their sleek app makes managing money a breeze. Love the savings interest—it's a nice touch. Easy budgeting and instant notifications keep me on track. Customer service? Top-notch. Overall, Monzo rocks! Reviewed on: 15th April 2024
Abi 's avatar
Abi

I had an issue with an ATM transaction and they sort...

5
I had an issue with an ATM transaction and they sorted the whole thing for me quickly and I got my money back! Reviewed on: 15th April 2024
Paige 's avatar
Paige

A great budget tracker!

5
Monzo make it really easy to budget and keep track of transactions. I especially like seeing all my upcoming direct debits so i can make sure i have enough in my account to cover my outgoing bills. Reviewed on: 15th April 2024
Stephanie B's avatar
Stephanie B

I love Monzo!

5
I love Monzo! The app is fantastic and so easy to use, and their products are great. Physical cards arrive super fast in the post, virtual cards are simple to add to my Google Wallet, they're just seemingly super good at what they do! And their Social Media posts and campaigns are hilarious. I just love them as a company, both for my personal use and seeing their growing presence. Reviewed on: 15th April 2024
Sarah R's avatar
Sarah R

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