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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

learn, save and invest, with Monzo!

Since being with Monzo, I've learnt how to manage money, invest and have been able to utilise Thier pots feature to the fullest to help future me! Reviewed on: 8th February 2025

Great bank i love it, easy to use, great perks and s...

Great bank i love it, easy to use, great perks and so cheap for £17 i can get worldwide insurance for any country Reviewed on: 8th February 2025

Monzo Magic

I love how effortless it is to manage my money with the Monzo app! Reviewed on: 8th February 2025

Monzo is a superior banking option.

Monzo is a superior banking option. I recently switched from HSBC, a relationship spanning since 2005, due to a lack of loyalty programs and engaging customer experience compared to Monzo's offerings. Monzo's user interface is exceptionally intuitive. Reviewed on: 8th February 2025

Monzo makes managing my money incredibly easy.

Monzo makes managing my money incredibly easy. Their app is fast, transparent and engaging to use. It's such a stark difference from the big banks. Reviewed on: 8th February 2025

A user friendly bank without costs

A user friendly bank without costs Reviewed on: 8th February 2025

Excellent, excellent, excellent

Seamless, pain free and easy to do what I need to do every single time Reviewed on: 8th February 2025

Monzo has taught me a lot

Monzo has taught me how to budget and separate my money between pots for certain things. Reviewed on: 8th February 2025

Amazing work

I apply for the account in June last year and my time with them has been very good nice customer service Reviewed on: 8th February 2025

App experience is fantastic, no hassle banking that...

App experience is fantastic, no hassle banking that feels fresh and modern. Reviewed on: 8th February 2025

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