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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Monzo bank makes your money stretch.

Monzo is an easy going and very flexible way to do banking. There are many ways to save ,from top ups and cash back offers when spending to committed savings plans. Spending abroad is so easy,no need to find exchange offices,just swipe. Reviewed on: 9th February 2025

Very responsible and easy access to everything.

Very responsible and easy access to everything. Reviewed on: 9th February 2025

I enjoyed it when they help me out refund my transfe...

I enjoyed it when they help me out refund my transfer that is mistake Reviewed on: 9th February 2025

Monzo is customer friendly, respectful and it offers...

Monzo is customer friendly, respectful and it offers competitive rates. It is easy to set up accounts and savings schemes. I will always consider having Monzo among my frequented bank accounts. Reviewed on: 9th February 2025

Excellent costumer service, excellent educational bi...

Excellent costumer service, excellent educational bits, and excellent products. Reviewed on: 9th February 2025

Monzo has readily helped us to manage our money bett...

Monzo has readily helped us to manage our money better and more effectively Reviewed on: 9th February 2025

Best bank I’ve been with

Best bank I’ve been with - love the idea of ‘pots’ to help with savings and budgeting. Reviewed on: 9th February 2025

Fantastic

Fantastic definitely recommend , pots are easy way to sort and save money for all life’s Reviewed on: 9th February 2025

The app is so easy to use and they way you can split...

The app is so easy to use and they way you can split the bill is so simple Reviewed on: 9th February 2025

Very efficient, feels that they put customers first

Very efficient, feels that they put customers first Reviewed on: 9th February 2025

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