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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19252 reviews)

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4.93

Based on 19,252 reviews, last reviewed 11th Apr 2026

98900% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Best card ever Its super it is the best bank ever the online banking it is very easy to use Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19252)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Super easy day to day banking

Instant notifications for payments, money received, and money sent. The easiest way to request money from and send money to friends. Easy to open and set up accounts. Easy to get a joint account. Some top savings rates. Rewards/cashback. All in all, great provider and app Reviewed on: 8th April 2024

There to help when others are banks are MIA

Have been with Monzo for over 8 years; wherein I've lost my wallet, (almost) been a victim of (attempted) fraud, changed jobs, had a car breakdown - and Monzo has always been there to help me out. I never felt alone, and always had access to my money. When all the other banks couldn't help me out, Monzo did. Reviewed on: 8th April 2024

Bank with personality

Reliable friendly bank with epic customer service, the only bank with a personality! Reviewed on: 8th April 2024

Such an easy to use bank.

Such an easy to use bank. Recommend to everyone. Reviewed on: 8th April 2024

Easy to manage money.

Easy to manage money. Saving is super easy. Easy to pay and get paid? Reviewed on: 8th April 2024

Feature packed and easy to use

Monzo is so easy to use, and has loads of really useful features, such as live balance updates (you're never waiting for transactions to post), getting paid a day early, savings pots and flex. I love it! Reviewed on: 8th April 2024

I’ve been a Monzo customer for years and can’t fault...

I’ve been a Monzo customer for years and can’t fault them. Reviewed on: 8th April 2024

Easy simple great

so easy to track spending and budget with pots, savings pots and a breakdown of spending. Tabs are so useful for going away with friends. 10/10 Reviewed on: 8th April 2024

Best bank app ever

The app is so easy to use, and with all the pots/savings accounts/investment accounts it's great for managing your money! Reviewed on: 8th April 2024

Awesome banking! Love monzo

Brilliant app, so easy to use, awesome savings options. Pots are a revelation Reviewed on: 8th April 2024

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