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Monzo: Current account reviews

4.93
Based on 19,254 reviews, last reviewed 11th Apr 2026
99000% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Whole banking process is easy snd smooth Whole banking process is easy snd smooth Reviewed on: 11th April 2026
Carol C's avatar
Carol C

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026
Cristianl's avatar
Cristianl

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current account reviews (19254)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

5
Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

I love Monzo.

5
I love Monzo. Their ethos is engrained in their products and it’s super easy to use. It feels like a fresh way to bank Reviewed on: 5th April 2024

Simply couldn't be without Monzo

5
I LOVE Monzo! I don't know how people ever managed their money before pots, flex and tracking! Reviewed on: 5th April 2024

Very good account with lots of features and useful i...

4
Very good account with lots of features and useful if travelling abroad Reviewed on: 5th April 2024

Monzo makes money things easier

5
Monzo makes money things easier - transferring money to other people, spending money abroad and keeping an eye on how much you spend are the things I value the most Reviewed on: 5th April 2024

Compared before going all in

5
I ran a current account in tandem with longstanding Clydesdale/VM account and also explored Starling. Monzo platform reiable, intuitive and quick to do anything I need. Now my go to provider for CA and Savings needs. A proper digital bank. Reviewed on: 5th April 2024

Easy Peezy enough said

5
Easy - enough said..but as you insist on more words Reviewed on: 5th April 2024

Straightforward app, easy to save money, fun messagi...

5
Straightforward app, easy to save money, fun messaging features and generally great user experience Reviewed on: 5th April 2024

never had any issues.

5
never had any issues. a good bank with modern look Reviewed on: 5th April 2024

Monzo is the best!

5
Monzo stands out as an exceptional bank thanks to its user-friendly mobile app interface, innovative features such as real-time spending notifications and savings pots, and commitment to transparency regarding fees and terms of service. Their exemplary customer service, accessible options for all, and continuous focus on improving banking solutions make Monzo a top choice for modern banking needs. Reviewed on: 5th April 2024

Just a very easy, modern and forward thinking bank

5
Just a very easy, modern and forward thinking bank Reviewed on: 4th April 2024

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