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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Fantastic app usability, easy to navigate and unders...

5
Fantastic app usability, easy to navigate and understand Reviewed on: 12th April 2024
Jennie's avatar
Jennie

Actually funny on socials

5
Very helpful and user freindly and offer great products in a really accessible manner. Feel like you are able to save/invest with customer interest at heart and with little prior knowledge. Also have safety nets every step of the way. Actually funny on socials too. Reviewed on: 11th April 2024
James's avatar
James

Great app

5
Very user friendly app with a fun design. I love the pot function, and super handy when it comes to splitting bills. I now spend most of my time abroad, and I wish other countries had the equivalent of Monzo! Fast customer service too. Reviewed on: 11th April 2024
Mathilde 's avatar
Mathilde

Easy to use, great for budgeting

5
It's super easy to use, and the ability to track spending against my target has been really helpful for managing my budget. The round up on spending has helped me save towards a holiday and build my rainy days pot. Reviewed on: 11th April 2024
Clemmie's avatar
Clemmie

Been with them for over 5 years

5
Honestly they are just a brilliant bank - I love the pots and how easy the app is to use. Everything from the brightly coloured card through to the images you can select for the pots is just well thought through. Every time I see someone use a Monzo card I feel like we're in a cool club where we picked the best bank and that's impressive to make you feel that way with banking aha! Whenever I've had a query they are quick to respond and genuinely just seem like they care and value you as a customer. I'm currently saving for a wedding and the interest rates too are deffo not to ignored. Basically I'm a fan overall. Reviewed on: 11th April 2024
Nicole's avatar
Nicole

Opened up Monzo account to use as a secondary bank a...

5
Opened up Monzo account to use as a secondary bank account but it quickly became my main one it’s so easy to use and problems gets dealt with quickly ! Reviewed on: 11th April 2024
MG's avatar
MG

UX is the best, pots are amazing, premium is worth e...

5
UX is the best, pots are amazing, premium is worth every £, no fees when traveling abroad Reviewed on: 11th April 2024
Elias O's avatar
Elias O

I love Monzo I use it everyday.

5
I love Monzo I use it everyday. So easy to use and req money Reviewed on: 11th April 2024
Nikita S's avatar
Nikita S

The Future of Banking

5
I started using Monzo as a secondary account for travelling abroad, I ended up loving it so much that I moved my main current account to Monzo and my partner has now done the same. This is the future of banking. Reviewed on: 11th April 2024
Harry's avatar
Harry

You’ve ruined my experience of other banking apps

5
Monzos app interface and ease of doing things is unrivaled in my opinion. I find it frustrating on other banking apps that I can’t see my card number, exp date and CVV when I can do these things so easily on Monzo. Basically you’ve ruined all other banking apps for me! Reviewed on: 11th April 2024
Emma p's avatar
Emma p

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