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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Amazing savings rates

5
Amazing savings rate 4%+ which is a lot superior than traditional banks. Not to mention stellar in-app user experience. Keep doing what you’re doing Monzo! Reviewed on: 11th April 2024
Lorena M's avatar
Lorena M

Best bank and easy to use by all.

5
Best bank and easy to use by all. Reviewed on: 11th April 2024
Sunny patel's avatar
Sunny patel

I love the real time data!

5
I've never had a better comprehensive view and understanding of my money since I started using money. It's fast, responsive, and works in real time so that I know exactly how much money I have, how much I will have, and when I will have it. Reviewed on: 11th April 2024
Rose C's avatar
Rose C

It is inevitable that we will all have monzo cards s...

5
It is inevitable that we will all have monzo cards soon... or maybe we all do already? Reviewed on: 11th April 2024
sam c's avatar
sam c

Easy to use, modern and instant answers.

5
Easy to use, modern and instant answers. Reviewed on: 11th April 2024
Nat's avatar
Nat

It’s easy to track your money, spread the cost as we...

5
It’s easy to track your money, spread the cost as well as save via their pots. Reviewed on: 11th April 2024
Sambreen N's avatar
Sambreen N

Really easy to use, has lots of features and helpful...

5
Really easy to use, has lots of features and helpful things I can do everyday to be organised with my money and just makes banking a bit more fun! Reviewed on: 11th April 2024
Becky 's avatar
Becky

Always been a pleasure workign with monzo

5
Always been a pleasure workign with monzo - Everything is just simple and easy with them with no quarms. Reviewed on: 11th April 2024
Nathanial H's avatar
Nathanial H

Monzo is great and so much easier to use than any ot...

5
Monzo is great and so much easier to use than any other bank out there Reviewed on: 11th April 2024
Lucy 's avatar
Lucy

I’ve been using Monzo for over 6 months and it’s a b...

5
I’ve been using Monzo for over 6 months and it’s a breath of fresh air compared to the brick and mortar banks. The app is actually useable and intuitive, and the systems it has in place are great for customers. Reviewed on: 11th April 2024
Harry 's avatar
Harry

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