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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19254 reviews)

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4.93

Based on 19,254 reviews, last reviewed 11th Apr 2026

99000% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Whole banking process is easy snd smooth Whole banking process is easy snd smooth Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19254)

I really like the innovative spirit along with the n...

I really like the innovative spirit along with the non traditional aspect that Monzo brings to the banking sector. They genuinely are different to many banks but the traditional banks are also catching up. The only thing I dont like is you get charged to deposit cash. Theyre saving enough by not having overheads for branches so why not consume the cost of it yourself? Reviewed on: 4th April 2024

Awesome, simple, fun, the future of banking

Awesome, simple, fun, the future of banking Reviewed on: 4th April 2024

Been a Monzo user for a while now and still as impre...

Been a Monzo user for a while now and still as impressed now as I was when I first signed up. Best current account and app out there. Reviewed on: 4th April 2024

Used it from it’s early days

It’s a great way to bank overall. Really pleased with the app, it’s so user friendly with a lot of different features. Reviewed on: 4th April 2024

Monzo - A superstar

Never had an issue with Monzo, whether it’s been paying for treats in the Bahamas on my honeymoon or paying the deposit for my own home - Monzo has never failed me and made the process far easier than any other bank I’ve heard of Reviewed on: 4th April 2024

I love Monzo.

I love Monzo. The app is brilliant and keeps me fully up to date with my spending, saving etc. Reviewed on: 4th April 2024

Never had a bad experience with monzo.

Never had a bad experience with monzo. I can keep on top of my finances using a modern, easy to navigate app that lets me do pretty much anything i need. I like being able to split my money into different pots for budgeting, automatically rounding up my payments to the nearest £ for savings, and requesting/sending money so easily. Reviewed on: 4th April 2024

Monzo manages my money

Monzo gives me a great experience, allowing me to manage my budgets, easily and fairly split bills with my friends (whether they want me to or not!) and track my spending. They’re also one of my favourite social media sites Reviewed on: 4th April 2024

Use them for my main bank and have been excellent in...

Use them for my main bank and have been excellent in allowing me to see where money is going and helping save Reviewed on: 4th April 2024

Banking with ease!

The service is easy, user friendly and provides many options to organise and manage your money effectively. Reviewed on: 4th April 2024

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