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Monzo: Current account reviews

4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

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Monzo Current account reviews (19422)

Always attentive, helpful and provide with solutions

5
Always attentive, helpful and provide with solutions Reviewed on: 11th April 2024

Simple and Easy

4
The app us easy to use and very effective. Reviewed on: 11th April 2024

modern banking

5
Beyond easy to use and supports a modern lifestyle Reviewed on: 10th April 2024

Love it!

5
Simple to use showing all accounts in one place, it really helps me keep track and manage my spending Reviewed on: 10th April 2024

I love monzo , I use it for my business and the pots...

5
I love monzo , I use it for my business and the pots are great for organising and saving for taxes etc Reviewed on: 10th April 2024

Easy bank transfers and budgeting

5
Monzo makes budgeting and bank transfers simple. The app is brilliant and makes organising finances feel simple. Reviewed on: 10th April 2024

I love Monzo

5
I love the ability to easily start a conversation with someone via the chat if I have a question, especially because everyone is super friendly and uses simple language! I’ve recently upgraded my Monzo account and wish I’d done it sooner, it gives me great visibility of all my accounts including external accounts easily. And the pots are my most favourite part, saving for different things is more enjoyable and super easy. Reviewed on: 10th April 2024

Just Fantastic!

5
Simple to use; great products. Just fantastic overall. I love the linkedin posts too. Reviewed on: 10th April 2024

Monzo is great for managing my day to day spending m...

4
Monzo is great for managing my day to day spending money. The app continues to improve, making it even more easy to use and keep track of things. Reviewed on: 10th April 2024

Still the best banking app I've ever used!

5
Still the best banking app I've ever used! Reviewed on: 10th April 2024

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