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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

I love my Monzo current account

5
I love my Monzo current account - it’s simple, gives great analytics and makes it easy to track and save my money every month. It is the key to budgeting. The only downfall is that I couldn’t get a joint account with my partner. Reviewed on: 10th April 2024
Stephanie H's avatar
Stephanie H

Hands down the best bank.

5
Hands down the best bank. Efficient, responsive to customers, reliable and transparent. New features are carefully implemented and fully explained in a ways that’s easy to understands. The customer service comms is way better than any competitor or service. For example I just had to change my name on all accounts - monzo was by far quickest and easiest. Reviewed on: 10th April 2024
Emma R's avatar
Emma R

Always been super easy from the get-go.

5
Always been super easy from the get-go. What drew me in was using the card abroad and not having any fines associated with it. It's been brilliant and from there I've set ups having pots for my first apartment, earning money on my savings and just asked my partner to set up a joint account on our first home. Monzo has everything we need and the app to back it up. Reviewed on: 10th April 2024
Eden E's avatar
Eden E

Start to finish a safe and secure bank, great intere...

5
Start to finish a safe and secure bank, great interest and most importantly an app that meets user requirements with ease. Reviewed on: 10th April 2024
Liam m's avatar
Liam m

Can’t fault Monzo at all, 10/10!

5
Can’t fault Monzo at all, they are the next generation for banks and the tools you can use are just fantastic. Customer service is excellent and their marketing team (especially on LinkedIn) are great! Reviewed on: 10th April 2024
Danielle E's avatar
Danielle E

Very happy with my banking experience

5
Very happy with my banking experience Reviewed on: 10th April 2024
DJ's avatar
DJ

Excellent - made spending easy!

5
Excellent - made spending easy! Could easy travel and spent without stressing Reviewed on: 10th April 2024
Felicity L's avatar
Felicity L

Banking made super-easy

5
Such a user-friendly app, giving me full control and visibility of my finances. So much easier than traditional banking and saves me so much time to be able to manage things easily on my phone in under a minute. Excellent prompts for transferring funds when needed or being introduced to new savings or investment offers, which are also easy to set up and take advantage of. Reviewed on: 9th April 2024
Gillian S's avatar
Gillian S

Very quick and efficient customer service online, ne...

5
Very quick and efficient customer service online, never a single issue Reviewed on: 9th April 2024
Kane S's avatar
Kane S

Always there for whatever I needed.

5
Always there for whatever I needed. Great bank!!! Reviewed on: 9th April 2024
Ioannis K's avatar
Ioannis K

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