Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19422)

Straight forward banking with ease and even overseas

5
Straight forward banking and enjoy the updates and immediate notifications and ability to identify my spending and label it. Fee free overseas spend is also brilliant and is useful in most places abroad. Like that I can transfer funda Tommy contacts with ease too. Leader in banking imho Reviewed on: 9th April 2024
Dins Y's avatar
Dins Y

Monzo is very convenient and easy to use

5
Monzo is very convenient and easy to use Reviewed on: 9th April 2024
Jeff's avatar
Jeff

I love this Bank account you can do so much with it...

5
I love this Bank account you can do so much with it with pots bills and moving money about and organise bills in one pot and set goals and it all comes out of the pot u want it to great Reviewed on: 9th April 2024
Joel 's avatar
Joel

Nice Sarvice I like Monzo grateful

5
Nice Sarvice I like Monzo grateful Reviewed on: 9th April 2024
Mitesh Mitesh's avatar
Mitesh Mitesh

Just nice simple and easy to manage

5
Just nice simple and easy to manage Reviewed on: 9th April 2024
Daniel H's avatar
Daniel H

Great user interface!

5
Great user interface! Ability to tag and search transactions. Useful flex and pots. Great integration with smart phones and Apple pay. Reviewed on: 9th April 2024
willcornelius@gmail.com's avatar
[email protected]

Excellent

5
Seamless banking made easy. Everything you need to know in your pocket. Reviewed on: 9th April 2024
Callum L's avatar
Callum L

Awesome!

5
The bank/app is easy to navigate with a lot of awesome features. Makes banking so much easier compared to most other banks Reviewed on: 9th April 2024
Kenj 's avatar
Kenj

Just a great product, app is easy to use and shows e...

5
Just a great product, app is easy to use and shows everything you need, premium has lots more features than any other bank for the same price, just a great product all round Reviewed on: 9th April 2024
Tom F's avatar
Tom F

It’s so easy to transfer money to my friends and rec...

5
It’s so easy to transfer money to my friends and receive money as well. Also making payment is so easy you don’t even need to carry your physical card. Reviewed on: 9th April 2024
Jennifer O's avatar
Jennifer O

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3186 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo

  • Investments

    from Monzo 4.86 from 1144 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill