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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19254 reviews)

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4.93

Based on 19,254 reviews, last reviewed 11th Apr 2026

99000% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Whole banking process is easy snd smooth Whole banking process is easy snd smooth Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19254)

Monzo is an amazing bank.

Monzo is an amazing bank. The app is the best that's our there and the service is outstanding. Fantastic interest rates and brilliant products. Why bank anywhere else? Reviewed on: 4th April 2024

The most user friendly, lifestyle centric banking ap...

The most user friendly, lifestyle centric banking app I have seen, so many features to make managing finances easy and minimise time in the app. Genuinely helpful notifications and a slick social aspect via easy payment requests, thanking friends for payments Reviewed on: 4th April 2024

Loved Monzo from the start, so easy to use and no un...

Loved Monzo from the start, so easy to use and no unnecessary aggro Reviewed on: 4th April 2024

Brilliant experience.

Brilliant experience. Just in time and fit for purpose Reviewed on: 4th April 2024

Good account and savings rates

I’ve never had issues with my bank account especially whilst using it abroad which I do frequently without the fees. Interest rates are also good on the range of savings accounts and I love the options to create pots for different reasons to save money. Reviewed on: 4th April 2024

The UI and functionality of Monzo’s personal current...

The UI and functionality of Monzo’s personal current account is second to none, best product out there! Customer service has always been top notch, features are built to make banking easy, fees are extremely reasonable, there isn’t much more to ask for. Reviewed on: 4th April 2024

Brilliant in every way

Very responsive customer service whenever I’ve had an issue. It’s a modern bank that does exactly what I need it to do and gives me a good overview of my money. Some of their new savings accounts and investments are great new features Reviewed on: 4th April 2024

Been using Monzo for about 6 years.

Been using Monzo for about 6 years. No fancy bank transfer perks needed to keep me to stay — they’re prioritising a great, transparent experience for customers which is what matters. Reviewed on: 4th April 2024

Love Monzo.

Love Monzo. Best bank ever. Customer service is second to none. App user experience is best in class. Treasury management gives me assurance. Culture is en pointe and with which I align. Reviewed on: 4th April 2024

Just great customer experience and awesome technology

Just great customer experience and awesome technology Reviewed on: 4th April 2024

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