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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

app is so easy ans straight forward

5
app is so easy ans straight forward Reviewed on: 9th April 2024
james d's avatar
james d

Monzo solved my issue with other client.

5
I got an issue with one automated payment. When i complaints monzo refund my money first, after that monzo tried to solve that issue and refund got from there. It was a wonderful experience for me. Thank you Monzo. Reviewed on: 9th April 2024
Honey Konikkara 's avatar
Honey Konikkara

Wonderful Bank Service

5
Arrived in the UK on the 30th November- applied on line for a Monzo account- received my card within 5 working days- works brilliantly and no fees!!Had a dispute with getlottery for deducting funds without my authorization and Monzo assisted in getting the money returned Reviewed on: 9th April 2024
Alan M's avatar
Alan M

Simple and easy to use

5
Simple and easy to use, clean interface and transactions show up instantly Reviewed on: 9th April 2024
Mr D's avatar
Mr D

Monzo help me to get back on track if I don’t have a...

5
Monzo help me to get back on track if I don’t have a job as they offer me Monzo flex and as well as overdraft with less interest Reviewed on: 9th April 2024
Lukman A's avatar
Lukman A

Awesome service delivery and amazing speed in swift...

4
Awesome service delivery and amazing speed in swift delivery Reviewed on: 9th April 2024
Charles N's avatar
Charles N

Good Monzo experience

5
I have been with Monzo since 2021 and find their app incredibly easy to use! They also pay out large DD payments a day in advance which has been very handy in the past. Reviewed on: 9th April 2024
Ethan M's avatar
Ethan M

I love Monzo I use it every where I can send money a...

5
I love Monzo I use it every where I can send money abroad use ur every where it’s the best with cash a k to Reviewed on: 9th April 2024
Mohammed k's avatar
Mohammed k

Fantastic , whenever I call customer service a alway...

5
Fantastic , whenever I call customer service a always get a response and smooth way to solve my problems Reviewed on: 9th April 2024
Dorisann Ozioma okoro 's avatar
Dorisann Ozioma okoro

Only online account you need.

5
Easy to open account and set up. Secure Reviewed on: 9th April 2024
Richard C's avatar
Richard C

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