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Monzo: Current account reviews

4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

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Monzo Current account reviews (19422)

Since changing from Barclays Ive really enjoyed my e...

5
Since changing from Barclays Ive really enjoyed my experience so far the amount of stuff you can do compared to my bank of over 30 years is amazing such a breeze to use so far so good Reviewed on: 9th April 2024

Iv recently transferred from Barclays bank, and I'm...

5
Iv recently transferred from Barclays bank, and I'm really happy and glad I made that decision. The customer service is great and there really fast to deal with a enquiry. They have great options in the app and also really enjoy the saving pot. Reviewed on: 9th April 2024

Wish I switched sooner!

5
After switching from a high street bank I didn't anticipate the impact Monzo would have on my finances. I've been able to track my spending so much better and save money better too. Reviewed on: 9th April 2024

Good quick and it easy very safe to use it also very...

5
Good quick and it easy very safe to use it also very accurate good to use on aboard Reviewed on: 9th April 2024

Mono servies are great and easy to make payments

5
Mono servies are great and easy to make payments Reviewed on: 9th April 2024

Excellent and Satisfactory.

5
Excellent and Satisfactory. Monzo helps me to arrange and tabulate my finances periodically and this makes it very easy for me to monitor my finances inflow and outflow of Cash. Reviewed on: 9th April 2024

Excellent Experience with monzo Happy eid

5
Excellent Experience with monzo Happy eid Reviewed on: 9th April 2024

Monzo has been responding to my disputes on time and...

5
Monzo has been responding to my disputes on time and also payments are real time Reviewed on: 9th April 2024

Honestly love this bank so much, love the fact it ke...

5
Honestly love this bank so much, love the fact it keeps and eye what your spending and rounds up when your away! love that you can get paid early and you can split things when spending! Best app about by far and would recommend to anyone Reviewed on: 9th April 2024

Monzo stand behind you when you need them.

5
Monzo stand behind you when you need them. It is safe and secure Reviewed on: 9th April 2024

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