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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19254 reviews)

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4.93

Based on 19,254 reviews, last reviewed 11th Apr 2026

99000% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Whole banking process is easy snd smooth Whole banking process is easy snd smooth Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19254)

Amazing bank.

Amazing bank. So much fun while doing normal banking, not to say the app is one of the best apps that I have used till date. Looking for new out of the box features in future. Reviewed on: 4th April 2024

Best current account

Switched and never looked back - easy, great way to track spending across all accounts incl Amex Reviewed on: 4th April 2024

Seamless experience, engaging and efficient digital...

Seamless experience, engaging and efficient digital customer journey Reviewed on: 4th April 2024

When I had my cards and phone stolen Monzo replaced...

When I had my cards and phone stolen Monzo replaced the card in 2 days and refunded unauthorised payments in 3 days. My high street bank took 2 weeks. Reviewed on: 4th April 2024

Easy to use.

Easy to use. Quick to get setup, great for using abroad. Also really easy to track where you are spending your money Reviewed on: 4th April 2024

Useful and professional

Useful and professional customer service always. Easy to manage money in account and pots. Reviewed on: 4th April 2024

A great app

Very easy to use. A great app and experience. Reviewed on: 4th April 2024

I LOVE IT - the best application anyone could ask for.

I LOVE IT - the best application anyone could ask for. Been a user since 2018!!!! I download other banks, try them for a week and run back to Monzo Reviewed on: 4th April 2024

Very easy to set up and great features

Very easy to set up my current account and a joint current account. The pots feature is fantastic! The saving accounts have a good interest rate. Reviewed on: 4th April 2024

Turned a boyfriend into a husband!!!

It has made managing my current account and my spending with my boyfriend immeasurably wonderful! The job used to fall to me every (few??) months to go back through our calendar and figure out where we’d been, who’d spent what and what the running tally was for who owed what. So awkward!!! So time consuming!!! So inaccurate!!! Reviewed on: 4th April 2024

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