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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19254 reviews)

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4.93

Based on 19,254 reviews, last reviewed 11th Apr 2026

99000% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Whole banking process is easy snd smooth Whole banking process is easy snd smooth Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19254)

Love - Banking has never been easier.

As someone who recently came to the UK, monzo has been fantastic in providing me with a stable bank, overdraft option, pay later options, pot savings and alll of that. Banking has never been easier. Reviewed on: 4th April 2024

A thousand thumbs ups!

As a Monzo beta user since 2016, these guys have just been getting better over the years and are always a couple of steps ahead of the high street banks. What a grand bank! Reviewed on: 4th April 2024

Amazing and intuitive app, so we'll designed

Amazing and intuitive app, so we'll designed Reviewed on: 4th April 2024

Monzo is the only account I have in the UK.

Monzo is the only account I have in the UK. That’s how proficient it is. Reviewed on: 4th April 2024

Prompt feedback and resolution to issues raised.

Prompt feedback and resolution to issues raised. Extremely fast reversals of disputed transactions and seamless card transactions Reviewed on: 4th April 2024

Great app, very user friendly and highly reliable

Love the app and how you can manage your money and keep seperare pots. Very easy to use and very quick and seamless interface, never have I ever had any down time or issues. Carry on bring greatness to the banking world and making banking modern fun and fresh. Reviewed on: 4th April 2024

Easy to track spending and spend abroad

Easy to track spending and spend abroad Reviewed on: 4th April 2024

No Fuss and Effective

Monzo app is incredibly user friendly and easy to navigate. Additional features such a Monzo flex and savings pots are fantastic. Reviewed on: 4th April 2024

I love Monzo!

I love Monzo! Great product and customer service Reviewed on: 4th April 2024

Been with Monzo for over 4 years and the customers s...

Been with Monzo for over 4 years and the customers service is outstanding. I'm now using them while abroad and have never ran into any issues. They have set the bar high for other bankers to improve their app user experience. I've always referred Monzo, and will continue to do so! Reviewed on: 4th April 2024

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