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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Always quick and helpful customer service.

5
Always quick and helpful customer service. App is still the best out there Reviewed on: 9th April 2024
Alistair H's avatar
Alistair H

Good company, easy to deal with, always helpful and...

5
Good company, easy to deal with, always helpful and easy ways to manage your money. Transferring between accounts is simple and makes the experience easy and manageable. Reviewed on: 9th April 2024
Tommy d's avatar
Tommy d

Monzo helped me move out

5
I have used Monzo for the past 4 years and it has helped me budget/save to move out, go on holiday and still have a social life. I have also recently opened up a savings account with them and they offer competitive interest rates. I’m also looking to start investing with them. I find the app super easy to use. Reviewed on: 9th April 2024
Francesca I's avatar
Francesca I

constantly thinking about what's next

5
I set up Monzo because i was going away abroad. The setup was so easy and because of that and all the good experiences since, I've stayed and now use it as my everyday bank! I'm not sure about customer service because I've never needed to use them... Everything just flows so easily. You can tell that their are people constantly thinking about what's next, what's the next features to add. Very much valued. Reviewed on: 9th April 2024
Hollie B's avatar
Hollie B

Excellent Bank Choice

5
Everything is very smooth with Monzo, easy to use and great customer service Reviewed on: 9th April 2024
Sophie H's avatar
Sophie H

Easy to send/receive money

4
Easy to send/receive money - even to those without a Monzo account (via request link). Though it’s not my main bank, I’ll probably always keep it around for the send and receive money feature because it’s the simplest on the market Reviewed on: 9th April 2024
Phoebe s's avatar
Phoebe s

Monzo has changed the way I travel and socialise

5
Monzo is great and super easy to navigate. It has changed the way I travel and send time with loved ones thanks to free transactions abroad, shared tabs, and bill splitting. It's so helpful that you can sort your salary and set up regular payments from specific pots. Really helps manage my money. If I could improve one thing, I'd make the shared tab feature slightly more intuitive with the option to partially pay the tab without adding further transactions. I've accidentally sent someone £100s by tapping "pay now" thinking I could just send a little at a time! Finally, I appreciate Monzo's brand voice. It's clear and helpful but unserious (without being too "quirky" like many B2C brands at the moment). Looking forward to seeing where this clever bank goes next. Reviewed on: 9th April 2024
Ally's avatar
Ally

The best bank out there

5
The best bank out there - even with the option for free money if you switch to another bank, I still hold on to my Monzo account as I don't want to lose it Reviewed on: 9th April 2024
Rob H's avatar
Rob H

i love roundups.

5
i love roundups. pots, ifttt and the integration with google sheets. Monzo changed my life and i can't imagine using another bank ever again. Reviewed on: 9th April 2024
Simon's avatar
Simon

Love the service, have used it for years, easy to us...

5
Love the service, have used it for years, easy to use, clear and well documented Reviewed on: 8th April 2024
Tom's avatar
Tom

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