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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Simply the best bank I've ever had

5
Simply the best bank I've ever had Reviewed on: 8th April 2024
Alex's avatar
Alex

Unreal Bank

5
I have used Monzo as my core bank for a year or so now and what a great experience its been. They have helped with disputes, made saving easy and the UI/UX is the best I have used, Its super accessible and really easy to use and understand. I use the Monzo premium feature regularly and the phone and travel insurance gives me great peace of mind knowing I'm protected for 15 quid a month. Keep it up Monzo Reviewed on: 8th April 2024
DanM's avatar
DanM

Simple, clean and all that you'd need.

5
Simple, easy to use and a clean UI. Honestly can't fault them. The sending and receive functions are really convenient, as is having the option to share my bank details to someone using a more traditional bank over a text message in one or two clicks. Reviewed on: 8th April 2024
JackOSF's avatar
JackOSF

Monzo helps me to stay on top of my personal finance...

5
Monzo helps me to stay on top of my personal finances, the interface is very easy to use and much better than any other online banking app I've used. Reviewed on: 8th April 2024
Joe D's avatar
Joe D

Super easy day to day banking

5
Instant notifications for payments, money received, and money sent. The easiest way to request money from and send money to friends. Easy to open and set up accounts. Easy to get a joint account. Some top savings rates. Rewards/cashback. All in all, great provider and app Reviewed on: 8th April 2024
Jonathan Phillips's avatar
Jonathan Phillips

There to help when others are banks are MIA

5
Have been with Monzo for over 8 years; wherein I've lost my wallet, (almost) been a victim of (attempted) fraud, changed jobs, had a car breakdown - and Monzo has always been there to help me out. I never felt alone, and always had access to my money. When all the other banks couldn't help me out, Monzo did. Reviewed on: 8th April 2024
Rose W's avatar
Rose W

Bank with personality

5
Reliable friendly bank with epic customer service, the only bank with a personality! Reviewed on: 8th April 2024
Isabelle J's avatar
Isabelle J

Such an easy to use bank.

5
Such an easy to use bank. Recommend to everyone. Reviewed on: 8th April 2024
Julia S's avatar
Julia S

Easy to manage money.

5
Easy to manage money. Saving is super easy. Easy to pay and get paid? Reviewed on: 8th April 2024
Bex L's avatar
Bex L

Feature packed and easy to use

5
Monzo is so easy to use, and has loads of really useful features, such as live balance updates (you're never waiting for transactions to post), getting paid a day early, savings pots and flex. I love it! Reviewed on: 8th April 2024
Emily B's avatar
Emily B

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