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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19254 reviews)

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4.93

Based on 19,254 reviews, last reviewed 11th Apr 2026

99000% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Whole banking process is easy snd smooth Whole banking process is easy snd smooth Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19254)

Love it!

Love it!! Best bank ever . Don't want to bank with anyone else. Everything is just easier with Monzo Reviewed on: 4th April 2024

I love everything about Monzo - their easy online ba...

I love everything about Monzo - their easy online banking system, the pots (total game changer), and that they are SO different to the traditional banks of years gone by. A breath of fresh air. They've unknowingly helped me get a handle on my finances and manage money in a more positive way. Reviewed on: 4th April 2024

Monzo: the bank of future

Monzo is extremely easy to use, informative and clear on your account ins and outs. Reviewed on: 3rd April 2024

My first experience banking in Uk, and still is my b...

My first experience banking in Uk, and still is my bank. Reviewed on: 3rd April 2024

Easy to use, easy to set up, quick to see value, I j...

Easy to use, easy to set up, quick to see value, I just wish everyone was a Monzo customer to make my life easier! Reviewed on: 3rd April 2024

It just works really well - great features that othe...

It just works really well - great features that other banks don’t have (or have only recently added) and help is on hand really quickly if ever it is needed by their great customer service team. Reviewed on: 3rd April 2024

The best current account!

I love my monzo bank account because it enables me to round up purchases and add money into a savings pot. I also love the breakdown of spending and how simple it is to use the app. I have referred family too and received £5 for doing so! Reviewed on: 3rd April 2024

Monzo makes budgeting easier!

Monzo makes it so easy to allocate funds across different pots for budgeting - it has helped me manage my finances much better Reviewed on: 3rd April 2024

User friendly app

User friendly app. Amazing customer service. Reviewed on: 3rd April 2024

I have always loved monzo’s quick responses, the fac...

I have always loved monzo’s quick responses, the fact I get paid early and the visibility and control I have of my money. Best bank around! Reviewed on: 3rd April 2024

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