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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

I’ve been a Monzo customer for years and can’t fault...

5
I’ve been a Monzo customer for years and can’t fault them. Reviewed on: 8th April 2024
Soph's avatar
Soph

Easy simple great

5
so easy to track spending and budget with pots, savings pots and a breakdown of spending. Tabs are so useful for going away with friends. 10/10 Reviewed on: 8th April 2024
Becca's avatar
Becca

Best bank app ever

5
The app is so easy to use, and with all the pots/savings accounts/investment accounts it's great for managing your money! Reviewed on: 8th April 2024
Aliya B's avatar
Aliya B

Awesome banking! Love monzo

5
Brilliant app, so easy to use, awesome savings options. Pots are a revelation Reviewed on: 8th April 2024
Woodywife's avatar
Woodywife

The bank to meet your needs

5
Living in a fast paced environment we need apps and service that matche - Monzo is so easy to use, the app is great. They even provide tailored summaries! Most importantly, as the app gives real time alerts this made me realise my card had unfortunately been stolen and was actively being used. I was able to freeze my card immediately & report the fraud to Monzo: within minutes I was reimbursed - all other banks need to take note! Reviewed on: 8th April 2024
Nvicscott's avatar
Nvicscott

Budgeting Help

5
I love being able to breakdown my spending, so I can understand where o can rein in my spending. It allows me to budget and make provisions for the future. The pots feature also helps with this. It automatically puts money aside each month to save for Chrostmas and birthdays etc. Budget, budget, budget! Reviewed on: 8th April 2024
Louisa M's avatar
Louisa M

Monzo, Monzyes

5
Seamless banking. How current accounts should work. Reviewed on: 8th April 2024
KEW's avatar
KEW

Excellent Service

5
Have been with Monzo for about 5 years and customer service, account information and products are excellent Reviewed on: 8th April 2024
Jennifer Pollitt's avatar
Jennifer Pollitt

I have a premium monzo account and find the addition...

5
I have a premium monzo account and find the additional insurance a great addition. Pots makes managing money so much easier. A very easy user friendly way of banking Reviewed on: 7th April 2024
Amy G's avatar
Amy G

Monzo - Its cool!

5
I have used this current account for over an year now. I like their app user interface, it is very vibrant and easy to use. Also budgeting analytics is quite simple to understand and navigate. Saving pots with unlimited cash withdrawals without impacting the interest, is a boon. Two things, I did like about Monzo, is there is no interest paid on the account balance, and their customer care, it is not easy to navigate the app to find the option to chat with the customer care support. Reviewed on: 7th April 2024
Charles A's avatar
Charles A

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