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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19254 reviews)

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4.93

Based on 19,254 reviews, last reviewed 11th Apr 2026

99000% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Whole banking process is easy snd smooth Whole banking process is easy snd smooth Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19254)

I absolutely love it.

I absolutely love it. My favourite. I have accounts in 3 different banks, but Monzo is number one. Fist of all the interest is good, cashback in different shops and easy to send money between accounts and friends. Reviewed on: 3rd April 2024

Absolutely LOVE monzo!

Absolutely LOVE monzo! Everything from their content, app, current account, flex cards, isa, and customer service. Would never change. Traditional banking is broken and monzo are truly leading the way as to how the future should be for banking. Thanks monzo! Reviewed on: 3rd April 2024

Never had an issue using monzo.

Never had an issue using monzo. The app works well, it’s easy to transfer money to other people. The spending is clear, and overall I don’t think I even pay for it? It just works. Ok. I’m getting bored now Reviewed on: 3rd April 2024

Easy to use and modern way of banking

Easy to use and modern way of banking Reviewed on: 3rd April 2024

Incredible experience

Incredible experience - they just make it all so very easy Reviewed on: 3rd April 2024

Great service and innovative functionality.

Great service and innovative functionality. Easy to use, no issues whatsoever. Always feel like my money is protected and safe. Can rely on Monzo to answer any queries quickly and in detail. Can't complain at all. Highly recommend. Reviewed on: 3rd April 2024

Absolutely love!

Really love the features. It’s so easy to use the app to manage money or split between pots. My favourite feature is the notification about local travel info when you use your card in a new country. I love their social media posts and feel proud to say I bank with them Reviewed on: 3rd April 2024

The interface is easier to use.

The interface is easier to use. I am using shares n stock isa and have a pot, which is easy to use and understand in a single go. Reviewed on: 3rd April 2024

The best digital bank!

I use Monzo for my everyday spending and would never consider switching to another current account provider. I love the intuitive, customer-centric user experience that the Monzo banking app offers - the pots feature especially allows me to organise my money and keep on top of my spending, enabling me to see exactly what my budget is for each of my chosen pots - such as groceries, bills, travel and any other miscellaneous categories. I’ve also found the customer support to be helpful and effective on the occasions I’ve needed them. Reviewed on: 3rd April 2024

Banking made easy

Been with Monzo for years and they have helped me better manage my finances. With its user-friendly app, I can effortlessly oversee all my bank accounts in one place. Reviewed on: 3rd April 2024

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