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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18214 reviews)

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4.93

Based on 18,214 reviews, last reviewed 4th Mar 2026

48700% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very reliable bank I have been with Monzo for 5 years and it’s very reliable. Has great perks on max - with car break down. I have save the most for a while with the 1p ... Read more Reviewed on: 4th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18214)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

User friendly, great customer service.

User friendly, great customer service. Reviewed on: 9th February 2026

Excellent pots and automation feature via IFTTT

Excellent pots and automation feature via IFTTT Reviewed on: 9th February 2026

The best bank in UK

This is the best of the best Bank in the whole UK country by far. It is very easy to use, great customer service and always ready to help customers Reviewed on: 9th February 2026

Everything is so easy and so modern

Everything is so easy and so modern Reviewed on: 9th February 2026

Cant fault them really.

Cant fault them really. The app is great, and I’m always informed of payments and money movements. I use the card in Europe with no fees. The products they supply are really good. Reviewed on: 9th February 2026

Monzo customer for years

Love monzo! Been a monzo customer for years now and never had a single problem. Reviewed on: 9th February 2026

Absolutely fantastic bank account.

Absolutely fantastic bank account. I can see all of my other accounts in the MONZO App. It’s really easy to use. Reviewed on: 9th February 2026

Phenomenal bank

Monzo is a phenomenal bank. Ever reliable, beautiful UI, considerate UX that tells me exactly what it is I need to know, and additional products that add real value (phone insurance, which was much needed when my phone got stolen earlier in the year, travel insurance so I don’t have to worry when applying for visas, etc). If I’m being selfish I’d only ask for 1 more thing - that Monzo could somehow generate bank statements for all the other accounts I’ve connected to it. But I know that’s unreasonable. This is literally the perfect banking app. 10/10. No notes Reviewed on: 9th February 2026

Monzo is the bank that cracked it.

Monzo is the bank that cracked it. Best in class UX with just what we need. And they're fun. Reviewed on: 9th February 2026

They make banking simple easy and accessible.

They make banking simple easy and accessible. With good products and nice ways to sort out your finances with pots, savings and interest options Reviewed on: 9th February 2026

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