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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19254 reviews)

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4.93

Based on 19,254 reviews, last reviewed 11th Apr 2026

99000% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Whole banking process is easy snd smooth Whole banking process is easy snd smooth Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19254)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Makes saving fun and simple, love the app and easy,...

Makes saving fun and simple, love the app and easy, safe transactions. Reviewed on: 3rd April 2024

Easy app to use, round ups and pots are my favourite...

Easy app to use, round ups and pots are my favourite features. As well S the budget circle, it’s the first current account I’ve used that make it so easy the budget well with. Reviewed on: 3rd April 2024

They’re easy to do business with.

They’re easy to do business with. So much easier to manage with an online first bank instead of a legacy bank demanding I come into the branch every time I want to blow my nose. Online app is very good. Reviewed on: 3rd April 2024

Banking made easy !!

I’ve been using monzo since I moved to london, 4years back. The experience have been seamless and banking can never be so easy. Reviewed on: 3rd April 2024

Easy to use, clean interface, perfect for everyday b...

Easy to use, clean interface, perfect for everyday banking and c2c transactions Reviewed on: 3rd April 2024

Brilliant service.

Very user friendly and intuitive app. My favourite thing about Monzo is that the saving features are fantastic. I Always receive great customer service. Reviewed on: 3rd April 2024

Breath of fresh air

Monzo have been a breath of fresh air ever since I first opened my account. 1st class service. Reviewed on: 3rd April 2024

I got the app through word of mouth and within 2 wee...

I got the app through word of mouth and within 2 weeks I had started a CASS. I love it! Reviewed on: 3rd April 2024

Haven’t needed to use customer service as app functi...

Haven’t needed to use customer service as app functionality beats any other bank Reviewed on: 3rd April 2024

Love love love Monzo!

Love love love Monzo! Most innovative, easy to use bank and app ever Reviewed on: 3rd April 2024

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