Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19255 reviews)

View other Monzo products

4.93

Based on 19,255 reviews, last reviewed 13th Apr 2026

99050% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

The Best Bank Very easy to navigate and the best bank have used when I travelled abroad Reviewed on: 13th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19255)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Awesome uk banking app, unique feature to customer

Awesome uk banking app, unique feature to customer Reviewed on: 3rd April 2024

Hands down best bank I’ve come across

I’ve had a number of current accounts with different banks over the years, but Monzo is hands down the best bank I’ve come across. I love how easy it is to get banking done, to transfer funds between savings pots or pay back friends after a meal out. Having a joint account with my husband also allows us to easily track our budget and spending. It really is a brilliant bank fit for our tech-savvy age. Reviewed on: 3rd April 2024

Great benefits

I have been banking with Monzo for around 5 years and whilst I do use other banks, I love the benefits of Monzo much more than others. I have used the card overseas and benefitted from the free withdrawals, I use the high interest pots to save money and love the round up pot options: I have had meals out and hotels stays feel free! Reviewed on: 3rd April 2024

It’s Monzo what can I say?

Never had a single issue with Monzo and everytime I had a small question or was unsure about something their support is super fast and helpful! I travel around and Monzo allows me to be outside the country still using my card and safe which I never had a service like it before! I could not recommend Monzo more!! Reviewed on: 3rd April 2024

Tiptop bank

I've been banking with Monzo for over five years now and there has not been a moment they failed me. Excellent bank. Reviewed on: 3rd April 2024

Monzo rocks!

Superb - excellent value for money and perfect for day-to-day banking. Straightforward user interface. The pots are great for saving up and for effective money management! Cannot think of any negatives :) Reviewed on: 3rd April 2024

Split save slays.

Split save saved my life. Fr. Split save slays. Reviewed on: 3rd April 2024

Monzo has an amazing UI and it's great for my OCD :)...

Monzo has an amazing UI and it's great for my OCD :) I love the idea of the salary sorting feature which divides income into various pots–such an innovative feature! I love putting money aside into a pot, it makes me feel as if I've got super powers. Ha. Try and find my money now!! Reviewed on: 3rd April 2024

Amazing app, ease of use, great ways to review your...

Amazing app, ease of use, great ways to review your spend Reviewed on: 3rd April 2024

Reliable bank, amazing app, easy to use

I have had Monzo since 2017 and this bank is my absolute favourite. I have travelled all around the world with the same account and I still use it to this day. It started off as a great way to pay for things abroad with their favourable exchange rates and no extra fees. But now this bank has become my number one for most things due to the great app that they have which makes it easy to automate saving and track spends to keep my goals on track. Also, they have great saving pots which give back great returns! Reviewed on: 3rd April 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from thinkmoney 2.97 from 72 reviews
Current account
from Kroo 4.86 from 5194 reviews
Personal Current Account
from Bank of Ireland 4.35 from 14 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 933 reviews
Flex Purchase credit card
from Monzo 4.97 from 3126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub