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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19272 reviews)

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4.92

Based on 19,272 reviews, last reviewed 13th Apr 2026

99850% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzoooo I’ve been looking into Monzo and honestly, it’s one of the best digital banking experiences out there. Here is why I think it’s so reliable: Trust & S... Read more Reviewed on: 13th April 2026

Latest lowest rating:

1

I applied for an account got rejected with no reason... I applied for an account got rejected with no reason given I have no idea what reason it could be as I have no credit history was just applying for a ... Read more Reviewed on: 13th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19272)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Never had an issue, love the innovation, love the po...

Never had an issue, love the innovation, love the pots for saving and the speed money can be paid to others! Reviewed on: 3rd April 2024

Love Monzo

Absolutely love Monzo. Easy to use. Everything is done through app fast. Pot system for savings and Investments options are brilliant Reviewed on: 3rd April 2024

Monzo make banking easy and enjoyable!

Easy to use - love using Monzo for both my personal and joint account and being able to set up and manage separate savings pots and access excellent interest rates. Sending & receiving money has never been so seamless. They make banking easy compared to traditional banks! Reviewed on: 3rd April 2024

Monzo best current account

Monzo is great, switched my previous provider to Monzo the last year and haven't looked back since. It's great that I am playing for the plus and get to see the cost breakdown across all my accounts all in one place and being able to use my card abroad makes things so much easier. I use Monzo as my one place to go for everything now. Reviewed on: 3rd April 2024

Saved me from loosing money to fraudster!

I once lost my debit card at a overground train station in London. That was then found by someone who missed it to withdraw money/shop. Thankfully, due to Monzo's maximum spend limit without password set at £100, I didn't loose more money but only £100. I blocked the card immediately and reported the fraud to Monzo who then returned my £100, which was taken fraudulently from my account, within 24 hours of me reporting the fraud! No questions asked! Reviewed on: 3rd April 2024

Really great user experience, i can do everything on...

Really great user experience, i can do everything on my app. Customer service has always been top tier when i have had to call with any issues. Reviewed on: 3rd April 2024

Everything is so simple and straight forward.

Everything is so simple and straight forward. Reviewed on: 3rd April 2024

Love Monzo!

Have got family and friends to join and once you convert you cant go back. Love that its so good for spending abroad and as someone saving for a first house splitting savings into pots and having my ISA all viewable in one place makes it so easy to save! Reviewed on: 3rd April 2024

Great bank account especially for when travelling ab...

Great bank account especially for when travelling abroad. I lost my card shopping on a trip to NYC and the fraudulent payments that the thief made were blocked and I got a new card by the time I came back home. Reviewed on: 3rd April 2024

Makes banking as bright as their cards.

Makes banking as bright as their cards. Reviewed on: 3rd April 2024

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