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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19384 reviews)

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4.93

Based on 19,384 reviews, last reviewed 18th Apr 2026

105100% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Great service, great bank and their max add on is se... Great service, great bank and their max add on is second to none. Reviewed on: 18th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19384)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

The one standout experience is for when...

The one standout experience is for when i was travelling central america using the monzo card. I accidentally locked myself out my account but was freaking out as timezones were hugely different and i needed money to pay for my hostel and it was the only card they would take. I expected it to be hours of waiting but within an hour the issue was resolved. cannot stress enough how quick and easy the whole process was. In fact it was so okay that when I locked myself out again (stupidly) i didn't panic the second time !! Ever since then I've raved about Monzo. Reviewed on: 3rd April 2024

Monzo are the best!

Monzo are extremely easy to use. I love their pots. They have interest saving and also investing now. They are the perfect bank! Reviewed on: 3rd April 2024

Love Monzo.

Love Monzo. Started using as a travel card now uses a joint account for saving pots with good interest rates and as a main card. Reviewed on: 3rd April 2024

I switched to Monzo after being with my previous ban...

I switched to Monzo after being with my previous bank for many, many years. The app is easy to use, the premium benefits are great and the customer support is very helpful. I would recommend anyone to think about switching. Reviewed on: 3rd April 2024

I have no complaints - the app is so easy to use, ev...

I have no complaints - the app is so easy to use, every experience has been enjoyable, the social media is spot on, the card is a great color. Everything is seamless. Reviewed on: 3rd April 2024

Great bank and customer service

Really good bank, easy to contact customer service Reviewed on: 3rd April 2024

Monzo is unparalleled.

The UX of Monzo is unparalleled. It is so easy and intuitive to use, and you get a view of all your finances in one go. You have the option to split your spendings into pots, add multiple cards and you get brilliant insight reports on your spending. I absolutely love Monzo and have recommended it to all my friends and family. It keeps upping the standard of how people do banking and not make it complicated at all. It's the genuinely the perfect app for modern day consumers, and personally coming from a Marketing background, they just hit the nail on the head every time. Truly the most brilliant app for banking. Reviewed on: 3rd April 2024

Best bank ever because it’s so easily accessed and y...

Best bank ever because it’s so easily accessed and you get answers quickly when you have an issue that you need resolved. Reviewed on: 3rd April 2024

Great - Happy customer

Im even considering to put my salary here Reviewed on: 3rd April 2024

Great service and easy to use.

Great service and easy to use. Anytime a card has been issued its been done promptly. Reviewed on: 3rd April 2024

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