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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Monzo Review

5
Monzo is a fantastic fintech to use. Its user interface is attractive and the app as a whole is brilliant and very easy to navigate. The added options of savings pots, investment pots and round-ups also give Monzo a cutting edge and difference to its bankers. Reviewed on: 3rd April 2024
George G's avatar
George G

Awesome uk banking app, unique feature to customer

5
Awesome uk banking app, unique feature to customer Reviewed on: 3rd April 2024
Karthikeyan 's avatar
Karthikeyan

Hands down best bank I’ve come across

5
I’ve had a number of current accounts with different banks over the years, but Monzo is hands down the best bank I’ve come across. I love how easy it is to get banking done, to transfer funds between savings pots or pay back friends after a meal out. Having a joint account with my husband also allows us to easily track our budget and spending. It really is a brilliant bank fit for our tech-savvy age. Reviewed on: 3rd April 2024
Naomi K's avatar
Naomi K

Great benefits

5
I have been banking with Monzo for around 5 years and whilst I do use other banks, I love the benefits of Monzo much more than others. I have used the card overseas and benefitted from the free withdrawals, I use the high interest pots to save money and love the round up pot options: I have had meals out and hotels stays feel free! Reviewed on: 3rd April 2024
Frey W's avatar
Frey W

It’s Monzo what can I say?

5
Never had a single issue with Monzo and everytime I had a small question or was unsure about something their support is super fast and helpful! I travel around and Monzo allows me to be outside the country still using my card and safe which I never had a service like it before! I could not recommend Monzo more!! Reviewed on: 3rd April 2024
Sara s's avatar
Sara s

Tiptop bank

5
I've been banking with Monzo for over five years now and there has not been a moment they failed me. Excellent bank. Reviewed on: 3rd April 2024
Anonymous's avatar
Anonymous

Monzo rocks!

5
Superb - excellent value for money and perfect for day-to-day banking. Straightforward user interface. The pots are great for saving up and for effective money management! Cannot think of any negatives :) Reviewed on: 3rd April 2024
JoP's avatar
JoP

Split save slays.

5
Split save saved my life. Fr. Split save slays. Reviewed on: 3rd April 2024
Kat B's avatar
Kat B

Monzo has an amazing UI and it's great for my OCD :)...

5
Monzo has an amazing UI and it's great for my OCD :) I love the idea of the salary sorting feature which divides income into various pots–such an innovative feature! I love putting money aside into a pot, it makes me feel as if I've got super powers. Ha. Try and find my money now!! Reviewed on: 3rd April 2024
Omar's avatar
Omar

Amazing app, ease of use, great ways to review your...

5
Amazing app, ease of use, great ways to review your spend Reviewed on: 3rd April 2024
Ventseslav I's avatar
Ventseslav I

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