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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Excellent interest rates, customer service immediate...

5
Excellent interest rates, customer service immediately responsive. Reviewed on: 3rd April 2024
A's avatar
A

User-friendly and intelligent banking experience

5
Monzo has the most user-friendly and intelligent mobile banking app I've ever experienced. Little things like being able to see your card details in-app meaning you don't have to have your card in your hand when making online purchases make life easier. Also, their pots are very user-friendly, their savings pots interest rate is great and managing a joint account is also very easy. Lastly, their onboarding process has been the least painful of any bank so far in my experience. Reviewed on: 3rd April 2024
Dan A's avatar
Dan A

I absolutely love Monzo with my whole heart.

5
I absolutely love Monzo with my whole heart. Everything about it. Reviewed on: 3rd April 2024
Charlie M's avatar
Charlie M

Easy to open and manage current account

5
Easy to open and manage a joint account without ever feeling like security was at risk. Able to also open joint savings with ease and the app continues to be the most user friendly current account app Reviewed on: 3rd April 2024
Anon's avatar
Anon

Great features

5
Monzo have been great from start to finish. Being able to have a joint account with my wife, being able to see all of my accounts in one place, etc Reviewed on: 3rd April 2024
Alexander's avatar
Alexander

The best of the best - why would you choose to bank...

5
The best of the best - why would you choose to bank with anyone else?! Reviewed on: 3rd April 2024
Matt J's avatar
Matt J

I love how easy and intuitive Monzo is to use.

5
I love how easy and intuitive Monzo is to use. I have several pots for different savings an alternative to cash stuffing and also a bank with 21st century attitude makes Monzo a MVP in my book. Reviewed on: 3rd April 2024
Melanie's avatar
Melanie

Reliable & fast

5
Great customer service, extremely reliable and fast payment services Reviewed on: 3rd April 2024
Robbie M's avatar
Robbie M

It took me 4 days to have my bank account set up in...

5
It took me 4 days to have my bank account set up in London, despite my several attempts at other commercial banks. Every time I see a coral-colour bank in a Bank I look at them and go: you know you are doing the right thing! Reviewed on: 3rd April 2024
ANTONIO O's avatar
ANTONIO O

great app and good value for money

5
great app and good value for money Reviewed on: 3rd April 2024
Ievgeniia 's avatar
Ievgeniia

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