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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Monzo are leaving competitors in the dust

5
They’re one of the few modern banks. I got married and to change my name with the high street banks I couldn’t do it online. I had to post/go in person and provide every form of ID known to man. with Monzo I shared my docs in the app with CC and boom it was done, 3 days later I had my new cards. I feel they listen to trends, and are always innovating with new ideas AND are super reactive with interest rates. They are leaving the old banks in the dust. Reviewed on: 3rd April 2024
Lizzy's avatar
Lizzy

Great from start to finish - easy to use, all from t...

5
Great from start to finish - easy to use, all from the app, everything is visible, and also great for joint spending Reviewed on: 3rd April 2024
Nathalie K's avatar
Nathalie K

Excellent interface, very user friendly; innovative...

5
Excellent interface, very user friendly; innovative accounts that are paving the way for future banking Reviewed on: 3rd April 2024
Rebecca D's avatar
Rebecca D

Monzo is the bank account of dreams.

5
Monzo is the bank account of dreams. I genuinely enjoy using the app - the interface is clean, simple and easy to navigate. I LOVE the money saving features, like Pots and Savings, and I'm really excited to start using the Investment feature too. Reviewed on: 3rd April 2024
Liv H's avatar
Liv H

Great customer service and great user friendly app.

5
Great customer service and great user friendly app. They really know how to make customers happy. I also like the colours of their cards. I can see a lot of research in each product they launch Reviewed on: 3rd April 2024
domer's avatar
domer

Just an excellent all round bank experience

5
Just an excellent all round bank experience Reviewed on: 3rd April 2024
Rick L's avatar
Rick L

Cannot fault them brilliant service

5
Cannot fault them brilliant service Reviewed on: 3rd April 2024
Joshua B's avatar
Joshua B

Monzo too much awesomeness for one line

5
There’s just so many awesome features to Monzo’s current account. I love that I can access my money the day before. I love the unlimited pots and virtual cards that you can set up. I love how everything is so easy to use, and that you can see your spending by categories. I love that it will tell me what payments I have upcoming and how much I need to keep in my account to cover them. And I really like that I can see the state of my other accounts just by logging in to my Monzo as doing Reviewed on: 3rd April 2024
Hannah f's avatar
Hannah f

I LOVE MONZO!

5
I LOVE MONZO! SUCH A FAN, and they making banking so easy ! now that they have rewards, and one of the highest interest savings pots, i'm hooked Reviewed on: 3rd April 2024
anna's avatar
anna

Socials team are fire

5
Best app on the market. Good rates on their pots, and the socials team are fire Reviewed on: 3rd April 2024
ErgbertTheSpud's avatar
ErgbertTheSpud

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