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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Good app for banking.

4
Good app for banking. Like the app. Reviewed on: 3rd April 2024
Atharv K's avatar
Atharv K

Monzo pots changed my life (financially)!

5
Monzo makes it so much easier to save for something specific with their pots functionality. Now when I want to buy something over £100 and want to set some money aside for it, I create a Monzo pot and start adding contributions. Assigning your roundups to a specific pot is also a great way to achieve your money goal quicker. Reviewed on: 3rd April 2024
Lucy O's avatar
Lucy O

The most versatile provider with an amazing app.

5
The most versatile provider with an amazing app. I couldn't imagine managing our joint finances without their features. Hands down the best experience I had, gives me complety visibilty of regular outgoings, I love to use the Trends to identify areas we can improve our spending. Reviewed on: 3rd April 2024
Anna P's avatar
Anna P

Business account

5
Very quick and responsive , highly recommended Reviewed on: 3rd April 2024
Angela McClean 's avatar
Angela McClean

Magical - absolutely wonderful.

5
Magical - absolutely wonderful. Bank is fab and their products are great Reviewed on: 3rd April 2024
C's avatar
C

Brilliant modern banking

5
Fantastic app. Very simple and efficient to use. Feel much more in control of my finances and budgeting Reviewed on: 3rd April 2024
Dan C's avatar
Dan C

I’ve used monzo for 5 years and it’s consistently great

4
I’ve used monzo for 5 years and it’s consistently been improving its product features. I feel safe keeping my money there! Reviewed on: 3rd April 2024
CO's avatar
CO

I love Monzo!

5
I love Monzo! My favourite bank - easy to use, has great cashback options & always have new products Reviewed on: 3rd April 2024
sk's avatar
sk

I've been with Monzo from the start and still very m...

5
I've been with Monzo from the start and still very much use it and will continue to do so. Easily the best banking experience. Reviewed on: 3rd April 2024
Rob P's avatar
Rob P

Brilliant!

5
Using Monzo as main account for 4 years now and very good service Reviewed on: 3rd April 2024
Lewis 's avatar
Lewis

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