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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Wouldn’t switch to any other bank!

5
I’ve used Monzo as my primary current account for a few years now and I can’t rate it highly enough. Lots of fantastic features, easy to use interface and a great interest rate on my savings account. I’ve only had to contact support a couple of occasions but whenever I have, I’ve used their in-app chat and it’s been super helpful. Wouldn’t switch to any other bank! Reviewed on: 3rd April 2024
Lacee W's avatar
Lacee W

I’ve been with Monzo since it was in beta.

5
I’ve been with Monzo since it was in beta. I have all my personal and business accounts with them. App is so much easier than competitors. Customer service is excellent. Reviewed on: 3rd April 2024
Michael K's avatar
Michael K

Best bank ever!

5
Best bank ever! The ability to save, see my mortgage and have investments all in one place. The app is so user friendly and when paying anything it’s so simple. Reviewed on: 3rd April 2024
Terri S's avatar
Terri S

good experience generally, easy to use platform.

5
good experience generally, easy to use platform. Inability to delete 'pots' only archive could be a downside Reviewed on: 3rd April 2024
sm's avatar
sm

I love it

5
Simple, easy, my main bank, always smooth Reviewed on: 3rd April 2024
Shady e's avatar
Shady e

Amazingly easy and simple, interactive and positive.

5
Amazingly easy and simple, interactive and positive. Great features for my non Monzo money too Reviewed on: 3rd April 2024
Ian T's avatar
Ian T

Simply the best Bank!

5
Simply the best Bank!! The facilities are fabulous and the app is all singing and dancing Reviewed on: 3rd April 2024
Rebecca B's avatar
Rebecca B

Seamless exactly what I need from my bank.

5
Seamless exactly what I need from my bank. Reviewed on: 3rd April 2024
Georgia w's avatar
Georgia w

Best bank I’ve tried, would recommend to anyone

5
Best bank I’ve tried, would recommend to anyone Reviewed on: 3rd April 2024
Jack L's avatar
Jack L

Banking made simple

5
Was recommended Monzo by a friend (actually it was multiple friends!) and was won over by the app functionality. Being able to categorise my spend has helped me understand my spending and saving habits. It’s also been a breeze when travelling abroad. No complaints, banking made simple! Reviewed on: 3rd April 2024
Jenna W's avatar
Jenna W

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