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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Very pleasant, no complaints.

5
Very pleasant, no complaints. Everything my is easy and convenient. App is very user friendly and allows access to everything at the click of a button. Vs some other banking apps it is a little more complicated to access this info Reviewed on: 3rd April 2024
Kieran w's avatar
Kieran w

It just works!!

5
Monzo provides me with the right services and it does so seamlessly. It just works!! Reviewed on: 3rd April 2024
Lee C's avatar
Lee C

Simplicity is the ultimate sophistication.

5
Simplicity is the ultimate sophistication. Reviewed on: 3rd April 2024
Rad R's avatar
Rad R

Monzo is the best bank.

5
Monzo is by far the best bank I've been with. Super easy to use and really helpful having everything in one place since I've moved everything across to Monzo. The best thing for me is the shared tab function that I use with my partner and also shared pots for budgeting. I've also had really good customer service whenever I've had an issue. Reviewed on: 3rd April 2024
Nicola's avatar
Nicola

Extremely fast and helpful support

5
Extremely fast and helpful support Reviewed on: 3rd April 2024
Nick b's avatar
Nick b

Amazing since day 1.

5
Been great since day 1. So easy to use and never looked back. Wife and I ended up starting a joint account and have even set up all our direct debits and mortgage up through Monzo. Reviewed on: 3rd April 2024
Sam F's avatar
Sam F

Best customer service is one you don’t need to use

5
Never had a problem see the review title Reviewed on: 3rd April 2024
Paul D's avatar
Paul D

I love Monzo!

5
I love Monzo. It’s revolutionised how I manage money with pots, savings, other accounts, flex and now investments. I’ve had to contact support a few times and every time they have been excellent and always prompt and friendly. New features arrive all the time. Oh, Monzo’s social media manager needs a raise or a huge bonus too; they do an excellent job at creating engaging, and usually humerous posts! Reviewed on: 3rd April 2024
Oli H's avatar
Oli H

Monzo boosts my mental health because it's so easy t...

5
Monzo boosts my mental health because it's so easy to manage my money. Reviewed on: 3rd April 2024
M's avatar
M

Seamless banking.

5
Seamless banking. User friendly native app. Easy Payments. Easy setup savings pot. Reviewed on: 3rd April 2024
Vish's avatar
Vish

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