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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Never been happier with the flexibility offered thro...

5
Never been happier with the flexibility offered through an account, switched in 2020 and feel more in control of my finances than ever…. plus social media kills it, Reviewed on: 3rd April 2024
Alexandra p's avatar
Alexandra p

Just so fricking easy.

5
Just so fricking easy. Monzo really knows what people actually want out of a bank. They’re super focussed on the UX, so every development makes your life just a little bit easier. Reviewed on: 3rd April 2024
Adam S's avatar
Adam S

Love the option of pots and flex has saved my poor a...

5
Love the option of pots and flex has saved my poor a*s on a number of occasions Reviewed on: 3rd April 2024
Leanne g's avatar
Leanne g

It’s just so easy and convenient, we all love Monzo...

5
It’s just so easy and convenient, we all love Monzo in my family! Reviewed on: 3rd April 2024
Katrina Watson's avatar
Katrina Watson

Fantastic and constantly innovative app

5
Fantastic and constantly innovative app makes UI a dream. Easy to keep tabs on what I'm spending and when. Easy to use in general, setting up pots, investments and savings. Reviewed on: 3rd April 2024
Josh Jones Keen's avatar
Josh Jones Keen

Just Monzo me.

5
Easy to use app, would be nice to be able to customise it more, eg switch back to old. Customer experience has been very good, with no complaints. I pay for the plus, and think it’s extremely good value for money. Many of my friends now use Monzo and transferring money is so easy. Reviewed on: 3rd April 2024
Connor B's avatar
Connor B

Monzo’s clever little app has helped me save

5
Monzo’s clever little app has helped me save up for many special occasions using their pots. Previously I was an over spender, the money would pay into my account and I would spend it all before I remembered ‘oh I have a hair appointment this month’ or ‘oh it’s such a bodies birthday’ now thanks to the pots I can give them a title and remember everything I need to put away for this month. Yay! Reviewed on: 3rd April 2024
Laura p's avatar
Laura p

Seriously giving other banks a run for their money!

5
Been a member for 9 years and love the constant innovation that Monzo has. I just opened a new business and use Monzo for that as well. I also leverage the savings pots which have the best competitive rates and the flexibility of seeing the interest payments every month. Reviewed on: 3rd April 2024
Gilloaks 's avatar
Gilloaks

I love using monzo

5
I love using monzo. No issues so far and the app is very user friendly and easy to navigate. I just wish they had virtual disposable cards feature. Reviewed on: 3rd April 2024
Ananab's avatar
Ananab

All my banking needs in one place

5
Fantastic app where I can do everything I need. In the times where I need to speak to somebody, there response times are quick and the staff are knowledgeable! Reviewed on: 3rd April 2024
Laura B's avatar
Laura B

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