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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Haven’t needed to use customer service as app functi...

5
Haven’t needed to use customer service as app functionality beats any other bank Reviewed on: 3rd April 2024
Chloe 's avatar
Chloe

Love love love Monzo!

5
Love love love Monzo! Most innovative, easy to use bank and app ever Reviewed on: 3rd April 2024
Vicky 's avatar
Vicky

Been a Monzo customer since 2019 and have never look...

5
Been a Monzo customer since 2019 and have never looked back. They are absolutely amazing. The features are fantastic Reviewed on: 3rd April 2024
Ifzal's avatar
Ifzal

It’s so easy to use and the products are really inno...

5
It’s so easy to use and the products are really innovative. I have been a customer for a few years now and never had an issue. Their insights are really useful as well. Reviewed on: 3rd April 2024
Fiola M's avatar
Fiola M

It’s so self explanatory and easy to use that I’ve n...

5
It’s so self explanatory and easy to use that I’ve never really had to contact anyone for help! Reviewed on: 3rd April 2024
Lorena's avatar
Lorena

Love the app, it helps me manage my money smarter...

5
Love the app, it helps me manage my money smarter Reviewed on: 3rd April 2024
Lisa 's avatar
Lisa

I love how easy and UX focused is!

5
I love how easy and UX focused is! They’ve really done a great job at understanding what clients need from an online banking service, and in simple words! Reviewed on: 3rd April 2024
Fio's avatar
Fio

I love Monzo

5
I love how instant transactions are on my phone, especially being abroad. I only have good things to say. Reviewed on: 3rd April 2024
Ryan A's avatar
Ryan A

Great customer service super helpful when it’s neede...

5
Great customer service super helpful when it’s needed, amazing app and really easy to use. Used them for 5 years as my main bank account and they’ve been great! Have recommended it to my wife and friends too. Reviewed on: 3rd April 2024
Josh's avatar
Josh

Mooonnnnnzzzzoooooooooo!

5
I love the speed, intuitive nature of the app and the innovation adding features which have then been taken on by mainstream banks. I think Monzo and other so callled challenger banks have changed the face of banking and made the mainstream banks up their customer experience game x10 Reviewed on: 3rd April 2024
Christopher F's avatar
Christopher F

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