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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Banking made easy

5
Been with Monzo for years and they have helped me better manage my finances. With its user-friendly app, I can effortlessly oversee all my bank accounts in one place. Reviewed on: 3rd April 2024
Chris's avatar
Chris

Easy to use, great features - easy to decrease overd...

5
Easy to use, great features - easy to decrease overdraft!!! Reviewed on: 3rd April 2024
Kristina's avatar
Kristina

Makes saving fun and simple, love the app and easy,...

5
Makes saving fun and simple, love the app and easy, safe transactions. Reviewed on: 3rd April 2024
Leah G's avatar
Leah G

Easy app to use, round ups and pots are my favourite...

5
Easy app to use, round ups and pots are my favourite features. As well S the budget circle, it’s the first current account I’ve used that make it so easy the budget well with. Reviewed on: 3rd April 2024
Fiona S's avatar
Fiona S

They’re easy to do business with.

5
They’re easy to do business with. So much easier to manage with an online first bank instead of a legacy bank demanding I come into the branch every time I want to blow my nose. Online app is very good. Reviewed on: 3rd April 2024
Tom H's avatar
Tom H

Banking made easy !!

5
I’ve been using monzo since I moved to london, 4years back. The experience have been seamless and banking can never be so easy. Reviewed on: 3rd April 2024
Pankaj M's avatar
Pankaj M

Easy to use, clean interface, perfect for everyday b...

5
Easy to use, clean interface, perfect for everyday banking and c2c transactions Reviewed on: 3rd April 2024
Jian X's avatar
Jian X

Brilliant service.

5
Very user friendly and intuitive app. My favourite thing about Monzo is that the saving features are fantastic. I Always receive great customer service. Reviewed on: 3rd April 2024
Oliver piercey's avatar
Oliver piercey

Breath of fresh air

5
Monzo have been a breath of fresh air ever since I first opened my account. 1st class service. Reviewed on: 3rd April 2024
Ashley B's avatar
Ashley B

I got the app through word of mouth and within 2 wee...

5
I got the app through word of mouth and within 2 weeks I had started a CASS. I love it! Reviewed on: 3rd April 2024
Michael Q's avatar
Michael Q

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