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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Excellent customer service and an app that encompass...

5
Excellent customer service and an app that encompasses all your every day needs! Reviewed on: 3rd April 2024
Jo Scho's avatar
Jo Scho

I absolutely love it.

5
I absolutely love it. My favourite. I have accounts in 3 different banks, but Monzo is number one. Fist of all the interest is good, cashback in different shops and easy to send money between accounts and friends. Reviewed on: 3rd April 2024
Maren M's avatar
Maren M

Absolutely LOVE monzo!

5
Absolutely LOVE monzo! Everything from their content, app, current account, flex cards, isa, and customer service. Would never change. Traditional banking is broken and monzo are truly leading the way as to how the future should be for banking. Thanks monzo! Reviewed on: 3rd April 2024
Craig S's avatar
Craig S

Never had an issue using monzo.

5
Never had an issue using monzo. The app works well, it’s easy to transfer money to other people. The spending is clear, and overall I don’t think I even pay for it? It just works. Ok. I’m getting bored now Reviewed on: 3rd April 2024
Michael E's avatar
Michael E

Easy to use and modern way of banking

5
Easy to use and modern way of banking Reviewed on: 3rd April 2024
nishant l's avatar
nishant l

Incredible experience

5
Incredible experience - they just make it all so very easy Reviewed on: 3rd April 2024
Pablo M's avatar
Pablo M

Great service and innovative functionality.

5
Great service and innovative functionality. Easy to use, no issues whatsoever. Always feel like my money is protected and safe. Can rely on Monzo to answer any queries quickly and in detail. Can't complain at all. Highly recommend. Reviewed on: 3rd April 2024
SH's avatar
SH

Absolutely love!

5
Really love the features. It’s so easy to use the app to manage money or split between pots. My favourite feature is the notification about local travel info when you use your card in a new country. I love their social media posts and feel proud to say I bank with them Reviewed on: 3rd April 2024
Leanne R's avatar
Leanne R

The interface is easier to use.

5
The interface is easier to use. I am using shares n stock isa and have a pot, which is easy to use and understand in a single go. Reviewed on: 3rd April 2024
ASN's avatar
ASN

The best digital bank!

5
I use Monzo for my everyday spending and would never consider switching to another current account provider. I love the intuitive, customer-centric user experience that the Monzo banking app offers - the pots feature especially allows me to organise my money and keep on top of my spending, enabling me to see exactly what my budget is for each of my chosen pots - such as groceries, bills, travel and any other miscellaneous categories. I’ve also found the customer support to be helpful and effective on the occasions I’ve needed them. Reviewed on: 3rd April 2024
Ayse E's avatar
Ayse E

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