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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19387 reviews)

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4.93

Based on 19,387 reviews, last reviewed 18th Apr 2026

105250% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Good account and app for everyday spending. Good account and app for everyday spending. Really like the ease of paying friends/contacts from phone who also have monzo accounts. Splits functional... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19387)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Monzo have been really good to me.

Monzo have been really good to me. Customer support has been brilliant and the help with money worries with Overdraft 2nd to none. Reviewed on: 3rd April 2024

Best in Town

The app experience is unbeatable, the ease of use allows you to self solve most issues in a way other banks can't compare. Reviewed on: 3rd April 2024

Easy to use app, efficient customer service and abil...

Easy to use app, efficient customer service and ability to upgrade features to get the maximum out of a bank. Ability to utilise different pots, pay out of them, manage spending and invest including analytics is great. Reviewed on: 3rd April 2024

Amazing bank

Amazing bank, easy to use for every day, save for rainy day or start investing. Reviewed on: 3rd April 2024

Good Customer Service

I like the user friendly interface and customer service. It's an easy to use app with helpful features that are accessible. Reviewed on: 3rd April 2024

Love Monzo

The Monzo app is very easy to navigate, the customer service is quick and friendly. The products provided are great as well. Reviewed on: 3rd April 2024

I truly feel Monzo does make money better.

I truly feel Monzo does make money better. A bank that makes me feel comfortable managing my money. I tell people to always open an account and they're never disappointed! Reviewed on: 3rd April 2024

The future of banking.

A breath of fresh air, nothing but positivity since I first heard about Monzo, couldn’t be happier. I love the social media teams sense of humour too. Reviewed on: 3rd April 2024

Always had a fantastic experience with them!

Always had a fantastic experience with them! Reviewed on: 3rd April 2024

My epxerience with Monzo was always fine, nothing un...

My epxerience with Monzo was always fine, nothing unpleasant. First card, credit card, savings, pot and investment one place Reviewed on: 3rd April 2024

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