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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19390 reviews)

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4.93

Based on 19,390 reviews, last reviewed 20th Apr 2026

105400% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simple and effective apps, Quock response Simple and effective apps, Quock response Reviewed on: 20th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19390)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Excellent customer service and prompt responses, cle...

Excellent customer service and prompt responses, clear and cooncise terms and amazing benefits. Since moving from ma high street bank I have had nothing but great words to say about monzo Reviewed on: 17th March 2024

Easy as 1.2.3 I promise I managed it

Was so easy to do and received card couple days later , also easy transfer money over from bank account and I’m not great with technology ! I managed it Reviewed on: 17th March 2024

My journey so far with monzo

When I joined monzo I thought it would be confusing to use as it was the first bank I have used aside from revolut, but honestly monzo is super easy to use and I would recommend to anyone else. I learnt about monzo from my mum and genuinely glad that I use it. Keep up the good work monzo! Reviewed on: 17th March 2024

This is what modern banking looks like.

Excellent service, clear and well organised, perfect example of modern banking. Reviewed on: 17th March 2024

Great account, app, and service

Easy to set up and use and important information is summaried in a language that is understandable for normal people. The app is user friendly, clear, easy to navigate and you can easily find help and all the information you might need. Reviewed on: 17th March 2024

Very user friendly and far easier than traditional b...

Very user friendly and far easier than traditional banks. Reviewed on: 17th March 2024

Never let down.

Never let down. Great service. Good banking Reviewed on: 17th March 2024

Good customer service and very helpful also friendly

Good customer service and very helpful also friendly Reviewed on: 17th March 2024

Amazing modern banking experience

Amazing modern banking experience, solved lots of the problems I had with traditional banking - little savings pots etc. So easy to use and some great analysis tools. Love setting spending goals and tracking my progress. Reviewed on: 17th March 2024

Good service satisfied and happy with the product

Satisfied with service happy enough Reviewed on: 17th March 2024

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