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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Simply the best

5
Best bank ever, so easy to use and I rave about it to everyone everywhere Reviewed on: 3rd April 2024
Dom's avatar
Dom

Great experience with Monzo.

5
I've had a great experience with Monzo. Clear communication, transparent and most importantly, fun. Reviewed on: 3rd April 2024
Nancy P's avatar
Nancy P

Monzo are the best!

5
Monzo are great. Budgeting and managing my finances has never been so easy and use abroad with no fees is perfect! I recommend to everyone! I've already signed up 5+ people! Reviewed on: 3rd April 2024
James's avatar
James

Monzo is so easy to use

5
Monzo is so easy to use, it has given me clarity on my finances and enables me to make sure my bills are covered. The helpful reminders and little tips are great to ensure there is enough money in specific places when there needs to be and it is so easy to create savings pots, transfer money and create a joint account - my partner and I both have monzo accounts and we also have a joint monzo account, it just makes everything so much tidier and simple to use in one place on one app. Reviewed on: 3rd April 2024
Chloe W's avatar
Chloe W

Excellent app and excellent service ...

5
I have been with Monzo now since before they offered current accounts. The current account offers excellent value however it is the quality of the app and the customer service as a result that really make Monzo stand head and shoulders above alternative providers in the uk market. The ability to receive your pay cheque a day early is also an excellent feature that comes in very handy. Reviewed on: 3rd April 2024
Kieran's avatar
Kieran

I moved to London from New Zealand and had to set up...

5
I moved to London from New Zealand and had to set up a bank account, Monzo was easy to create and the easiest banking app to use 10/10 Reviewed on: 3rd April 2024
Aidan C's avatar
Aidan C

What banking should be!!

5
Simple and effective and works well, anything you try and do you can do in real time and quickly via the app. Makes life a lot easier. Reviewed on: 3rd April 2024
Henry McLean-Low's avatar
Henry McLean-Low

A great bank.

5
A great bank. The application is very user-friendly. They continue to add new functionality and features and always seem ahead of the curve compared to other banks. Their fraud detection feature where you can see if Monzo are actually calling you was an incredible innovation. Reviewed on: 3rd April 2024
Charlie's avatar
Charlie

Good application, good graphics, no fees for foreign...

5
Good application, good graphics, no fees for foreign currency transactions Reviewed on: 2nd April 2024
Mathilde R's avatar
Mathilde R

Having an account with Monzo is a great experience,...

5
Having an account with Monzo is a great experience, very easy and reliable. Reviewed on: 1st April 2024
Iddris I's avatar
Iddris I

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