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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19390 reviews)

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4.93

Based on 19,390 reviews, last reviewed 20th Apr 2026

105400% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simple and effective apps, Quock response Simple and effective apps, Quock response Reviewed on: 20th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19390)

Very convenient.

Very convenient... have the best and great offers Reviewed on: 18th March 2024

I’ve been using Monzo for about 5 years now and its...

I’ve been using Monzo for about 5 years now and its hard to imagine ever switching to another bank. Their built in budgeting and pots capabilities make it so easy to split and manage my money every payday. Reviewed on: 18th March 2024

Best bank I've ever had an account with

Monzo = simplicity. I've been with monzo for a few years now, and they have always been a no fuss bank, with an extremely helpful app which let's you manager your money much better than any other budgeting app could do. It's been a pleasure to see the app features grow and with that I've seen my monet grow too. From the absolutely helpful trends on expenses, to easy to save pots, to a monthly or yearly review, banking has never been easier. Reviewed on: 18th March 2024

The UI is very easy to use and the account allows me...

The UI is very easy to use and the account allows me to easily view my other accounts within monzo so I can manage everything with ease. I am also able to budget using the app and see where i am spending my money and how to change my spending habits Reviewed on: 18th March 2024

10/10 you won’t regret

Best banking app out there, wish I got it sooner Reviewed on: 18th March 2024

Amazing app!

Amazing app! So simple to use and incorporate my other accounts, set budgets and always love the notifications on spending. Reviewed on: 18th March 2024

Overall I like monzo, they do a great Job with keepi...

Overall I like monzo, they do a great Job with keeping you informed on your spending, they really help with saving with the saving pots scheme. But they lack with communication when you report scams, its always the customer that has to chase them for details on the investigation. Reviewed on: 18th March 2024

Excellent control

All works, cannot complain. Gives me a good idea of everything. Comfortable holding a few pounds in my account and keeping shifts between interest bearing savings. Reviewed on: 18th March 2024

Monzo have helped me buy my first car!

Monzo have helped me buy my first car! When I was short of £100 for my car deposit I set up my monzo and applied for an overdraft which I was accepted almost instantly. I used the overdraft to take £100 out to get my car before it sold and was able to pay it back the following pay day, my account is also great for managing my abroad expenses with the no fees and monthly reporting! Reviewed on: 18th March 2024

Convenient current account.

Convenient current account. I love that it enables me to set up pots so that I can organise my money into bills etc. I also like the new cashback feature on using my debit card. Reviewed on: 18th March 2024

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