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Monzo: Current account reviews

4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

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Monzo Current account reviews (19422)

Great bank always on hand to help ive always got gr...

5
Great bank always on hand to help ive always got great service every single time from them Reviewed on: 31st March 2024

Miles ahead of all the other banks!

5
I have been with Monzo for many years now and from day one the ease of managing my account is miles ahead of any other bank I’ve been with previously. The customer service is exceptional too! Reviewed on: 30th March 2024

It’s so easy to use and to pay for items

5
It’s so easy to use and to pay for items Reviewed on: 28th March 2024

Banking made easy

5
Easy banking, best layout on app I have ever used, always one step ahead of other banks. Reviewed on: 27th March 2024

Helping in the modern day....

5
Being able to do everything online makes it easier for me. Every time I have contacted them for help they have always done more than I would have expected from other banks I have used in the past. Reviewed on: 27th March 2024

Simply the best!

5
Great intuitive app. Amazing to use abroad. Easy to split money spent with friends. Simply the best! Reviewed on: 27th March 2024

we use it as our day to day banking -...

5
we use it as our day to day banking - easy app Reviewed on: 26th March 2024

Best useful app.

5
This is a best banking app I ever used. I really fan of it. Reviewed on: 26th March 2024

Very helpful staff

5
They are very helpful and staff and prompt at responding Reviewed on: 25th March 2024

Great product, quality and service

5
I’d like it to be easier to talk to an agent. At the moment, you have to search for it. I think this is by design and they would prefer customers to self-help in the FAQs. Reviewed on: 23rd March 2024

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