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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19390 reviews)

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4.93

Based on 19,389 reviews, last reviewed 19th Apr 2026

105350% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

The savings 'pots' are just so useful for compartmen... The savings 'pots' are just so useful for compartmentalizing your money! Reviewed on: 19th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19390)

Monzo Is by far the best bank.

Monzo Is by far the best bank. Making customers aware of upcoming payments. Being able to sort money in to pots. Reviewed on: 19th March 2024

All helpful and quick at responding to issues

All helpful and quick at responding to issues Reviewed on: 19th March 2024

Perfect Account

I have been a full Monzo user for a number of years and has been the single best banking experience i’ve had and no plans to change anytime soon. The app works flawlessly and customer service is always swift and effective. Incremental improvements have been adding new features, excellent and market leading savings options. One issue had been lack of in app cheque payments but that’s just been added and so now ticks every box I could ask for. Now waiting for Monzo Pensions to go even more deeply with them and keen to invest. Cannot recommend more highly Reviewed on: 19th March 2024

Really great experience with loads of really good fe...

Really great experience with loads of really good features Reviewed on: 19th March 2024

My Personal Experience with Monzo

Monzo Bank UK has genuinely changed how I view banking – it’s like they’ve brought it into the 21st century with a user-friendly app that just makes sense. I’ve found their features, like instant spending notifications and budgeting tools, incredibly helpful for keeping on top of my finances without the usual hassle. The feeling of community and customer support is real; they’re quick to respond and always seem genuinely eager to help, which is a rarity. Plus, their approach to transparent banking – no hidden fees, no surprises – has been a massive relief for someone who’s tired of the traditional banking runaround. Honestly, Monzo has made banking something I no longer dread but actually enjoy managing day-to-day. Reviewed on: 19th March 2024

I have never had any issues with banking with Monzo.

I have never had any issues with banking with Monzo. The process has been smooth from opening the account, using it daily for transactions, and later starting to use it for savings. Reviewed on: 19th March 2024

Great app

Great app. Really useful trends tracking. Premium account is great value. Reviewed on: 18th March 2024

excellent technical support

I had a situation with an unidentified debit and the Monzo team responded very quickly and helped me resolve it Reviewed on: 18th March 2024

What can't i say!

Quickest application for an account I've experienced. So easy to do. App is very ergonomically made. Easy to create different pots. Ability to unlock extra offers as well with different account types! Reviewed on: 18th March 2024

Truly excellent really easy to use

Truly excellent really easy to use Reviewed on: 18th March 2024

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