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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19390 reviews)

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4.93

Based on 19,390 reviews, last reviewed 20th Apr 2026

105400% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simple and effective apps, Quock response Simple and effective apps, Quock response Reviewed on: 20th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19390)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Unbelievable banking system really good to use and h...

Unbelievable banking system really good to use and hassle free 10/10 Reviewed on: 17th March 2024

Monzo is easy as 123

Monzo platform is the easiest bank platform I've ever used, everything you want to do is accesible in just a few clics. Customer service is algo beyond compare, every issue I hay the solver extremely quickly, it was always easy and the treatment was always fantastic. For all the services ive used and how great everything has been , I'm a big monzo supporter! Reviewed on: 17th March 2024

It was an amazing and hassle free experience with monzo

It was an amazing and hassle free experience with monzo Reviewed on: 16th March 2024

It will fast service online bank.

It will fast service online bank. Reviewed on: 16th March 2024

Monzo are hands down the best bank

Monzo genuinely care and look after their customers. They look to help and solve issues such as late payments. I recommend Monzo to all my friends and family Reviewed on: 16th March 2024

I have recently switched to using monzo and its a fa...

I have recently switched to using monzo and its a fantastic service also the online banking app one of the easiest I have used Reviewed on: 16th March 2024

Monzo makes managing money easy.

Monzo makes managing money easy. Using pots is my favourite way of budgeting Reviewed on: 16th March 2024

Not the bank I thought it was

Closed my account a 1 year ago, wanted to come back to monzo, but would not let me back I did nothing wrong, monzo will not give me a proper resaon for not letting me back with monzo, so went to karoo instead Reviewed on: 16th March 2024

Excellent tools for looking after money, and transfe...

Excellent tools for looking after money, and transfer is easy. Reviewed on: 16th March 2024

Excellent banking, i love the updates and notifications

Excellent banking, i love the updates and notifications Reviewed on: 16th March 2024

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