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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19391 reviews)

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4.93

Based on 19,391 reviews, last reviewed 20th Apr 2026

105450% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Brilliant bank! Brilliant bank! Love their savings products, offers, tiers are actually worth having, and helpful guidance. They help me make better decisions Reviewed on: 20th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19391)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

The best current account from the best unbeatable bank

The best current account from the best unbeatable bank Reviewed on: 15th March 2024

Had no problems, and needed to ask a question and re...

Had no problems, and needed to ask a question and received a swift response. Couldn’t ask for anything more Reviewed on: 15th March 2024

The most intuitive mobile back

Very verbose and transparent about how your money is used and what fees you pay for any premium services, plus the premium account offers a fantastic amount of travel insurance and phone insurance for no additional cost. My favourite bank by far. Great for managing savings with pots and round up spending Reviewed on: 15th March 2024

Very good the best very accurate

Very good and accurate and good experiences Reviewed on: 15th March 2024

Very easy to use and useful if you need something...

Very easy to use and useful if you need something Reviewed on: 15th March 2024

Easy-to-use and engaging UI, friendly and efficient...

Easy-to-use and engaging UI, friendly and efficient customer service, strong security features, easy access to money, integration between personal, savings and business accounts, a coral card(!), and integrations with other apps with Emma and OpenBanking Reviewed on: 15th March 2024

Have monzo premium and use the benefits, excellent v...

Have monzo premium and use the benefits, excellent value Reviewed on: 15th March 2024

Very intuitive.

Very intuitive. easy to use and guess new functions Reviewed on: 15th March 2024

Easy to navigate app.

Easy to navigate app. No issues since I joined. Has different savings and investment schemes Reviewed on: 15th March 2024

Best trading app I have ever used

Best trading app I have ever used Reviewed on: 15th March 2024

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