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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19398 reviews)

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4.93

Based on 19,398 reviews, last reviewed 21st Apr 2026

70467% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Brilliant bank account Brilliant bank account, the features like 'Pots' help me manage my finances effectively Reviewed on: 21st April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19398)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

a bank id be sad to leave

Great app, lots of useful features and regular updates. Reviewed on: 10th March 2024

Easy, friendly, simple.

Easy, friendly, simple. Highly recommend Reviewed on: 10th March 2024

Easy to open and use,impressed using overseas,info V...

Easy to open and use,impressed using overseas,info VG,maps showing where you've spent your money Reviewed on: 10th March 2024

An amazing mobile bank for budgeting and saving.

An amazing mobile bank for budgeting, saving and managing your personal finances. The app interface is easy to navigate, the help guides and chat resolves problems quickly and the variety of features to budget and save such as pots and categories are incredibly helpful. Reviewed on: 10th March 2024

easy access, simple use, good costumer cervice

easy access, simple use, good costumer cervice Reviewed on: 10th March 2024

Amazing response with costumers service.

Amazing response with costumers service. I appreciate quick answer to my delayed transaction issue and it was resolved Reviewed on: 10th March 2024

Very Good Very good he is excellent company

Very Good Very good he is excellent company Reviewed on: 10th March 2024

Monzo Is the best budgeting bank account

Monzo Is the best budgeting bank account Reviewed on: 10th March 2024

Very impressed with customer services

I had a problem with a purchase. Monzo blocked my card and I had a new one within 2 days and I had a refund within the hour. Very impressed with customer services. Reviewed on: 10th March 2024

Poor anti scam detection and handling

Account was locked for 3 days because of a legitimate transaction they thought was suspicious. Customer support were unable to help because it was 'another department'. Reviewed on: 10th March 2024

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