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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Best for every day spending

5
Best for every day spending, budgeting and activities tracking Reviewed on: 13th March 2024
Alexander's avatar
Alexander

Just an easy bank to work with I’m also with Santand...

5
Just an easy bank to work with I’m also with Santander and I’d say it’s up there with them Reviewed on: 12th March 2024
Nicole M's avatar
Nicole M

Monzo's a great bank.

5
Monzo's a great bank. They have been quite helpful especially with loans. They were a bit strict with their business banking however I'm really happy with my current accounts. The app is very useful, the infos they provide are also great. Reviewed on: 12th March 2024
Firtina O's avatar
Firtina O

It's been good, never really had any problems.

5
It's been good, never really had any problems. And mobile app is amazing, probably the only main reason why I use Monzo tbh. Reviewed on: 12th March 2024
Shujja K's avatar
Shujja K

The best banking experience I've ever had.

5
The best banking experience I've ever had. Every single element is leagues above anything else I've ever used - the app, the customer experience, organising money, the brand. Monzo even let me open an account without an address when I first moved to the UK. Monzo really does put all other banks to shame. Reviewed on: 12th March 2024
Ryan M's avatar
Ryan M

I love the visibility, transparency and ease-of-use...

5
I love the visibility, transparency and ease-of-use of the app, which is my day-to-day banking experience. Monzo is a customer-centred bank that has thought about what makes a great banking experience for the customer. I can’t imagine having my main bank account with another provider. It would make for a big step backwards. Reviewed on: 12th March 2024
Victoria A 's avatar
Victoria A

Monzo is great for so many reasons!

5
Monzo is great for so many reasons! If you’re interested in travelling, savings, cash pots, the flex function and cash back offers! I could go on forever! Great bank! Reviewed on: 12th March 2024
Natasha B's avatar
Natasha B

Bank is brilliant.

5
Bank is brilliant. Quick with transfers and deposits. Informs instantly which is great. If I’d known about Monza earlier I would have had my salary paid into it. I could then organise myself using the pots. Wonderful bank and thank you. Reviewed on: 12th March 2024
Janet H's avatar
Janet H

The app is responsive and modern.

5
The app is responsive and modern. There are plenty of nice features for managing money. Customer support was always nice and straight to the point. Reviewed on: 12th March 2024
Martin's avatar
Martin

Customer service

5
Customer service has been second to none. Great bank to use. Reviewed on: 12th March 2024
Lee G's avatar
Lee G

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