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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Great product, simple and easy to use.

5
Great product, simple and easy to use. Lots of great tools for everyday use Reviewed on: 14th March 2024
Syed Ali's avatar
Syed Ali

Really easy to set up and use, particularly love to...

5
Really easy to set up and use, particularly love to use it whilst travelling Reviewed on: 14th March 2024
Alice A's avatar
Alice A

Delt with my queries very swiftly all the time

5
Delt with my queries very swiftly all the time Reviewed on: 14th March 2024
Afzy157hech 's avatar
Afzy157hech

Transformative Banking: A Five-Star Review of Monzo

5
I've been using Monzo for over a year now, and I can confidently say that it has transformed my banking experience for the better. From the moment I signed up, the process was smooth and straightforward. The app interface is sleek and user-friendly, making it easy to navigate and manage my finances on the go. One of the standout features of Monzo is its real-time notifications. I appreciate being instantly notified of any transactions, which gives me peace of mind and helps me stay on top of my spending. Additionally, the ability to set spending targets and receive insights into my expenses has been incredibly helpful in budgeting and saving money. Monzo's customer service deserves special mention. Whenever I've had a query or issue, the support team has been responsive and helpful, providing timely assistance and resolving any concerns promptly. Furthermore, Monzo's commitment to transparency and innovation sets it apart from traditional banks. The transparent fee structure and absence of hidden charges are refreshing, and the continuous introduction of new features demonstrates their dedication to improving the banking experience for their customers. Overall, I highly recommend Monzo to anyone looking for a modern, convenient, and customer-centric banking solution. It has certainly exceeded my expectations and has become an indispensable part of my financial life. Reviewed on: 14th March 2024
Chermine Mak's avatar
Chermine Mak

Live account information

5
I love being able to see live information on my account, I can switch money almost instantly from my savings into my current account (or into savings) with no worries and know that I am not going to be hit with unexpected changes coming in late. Reviewed on: 14th March 2024
Tonie's avatar
Tonie

Monzo is a great way to delve into your finances.

5
Monzo is a great way to delve into your finances. I recommend for every beginner Reviewed on: 13th March 2024
Justin's avatar
Justin

Smooth, easy and enjoyable!

5
Smooth, easy and enjoyable! Monzo have made banking (dare I say it) fun. I love all the features like pots, round ups, virtual cards for pots. I'm a Monzo plus customer and although I pay a little each month, I feel like it's completely worth it. I can track my mortgae in there and see my accounts with other banks. It's so easy and enjoyavle to navigate. It helps me manage my money in the best way for me - especially great as I've been saving for my house renovation and wedding this year! When I've had a potential fraud issue, Monzo were able to act quickly and get things sorted asap. Thanks Monzo! Reviewed on: 13th March 2024
Jodie's avatar
Jodie

I tried to open account but I can not find my house...

1
I tried to open account but I can not find my house number and address Reviewed on: 13th March 2024
Boon K's avatar
Boon K

Excellent experience I have with monzo

5
Excellent experience I have with monzo Reviewed on: 13th March 2024
Daniela G's avatar
Daniela G

Very convenient and easy to use.

5
Very convenient and easy to use. Reviewed on: 13th March 2024
Chee Hong 's avatar
Chee Hong

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