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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Easy-to-use and engaging UI, friendly and efficient...

5
Easy-to-use and engaging UI, friendly and efficient customer service, strong security features, easy access to money, integration between personal, savings and business accounts, a coral card(!), and integrations with other apps with Emma and OpenBanking Reviewed on: 15th March 2024
Alexander Nair's avatar
Alexander Nair

Have monzo premium and use the benefits, excellent v...

5
Have monzo premium and use the benefits, excellent value Reviewed on: 15th March 2024
Ross mccandless's avatar
Ross mccandless

Very intuitive.

5
Very intuitive. easy to use and guess new functions Reviewed on: 15th March 2024
Pi p's avatar
Pi p

Easy to navigate app.

5
Easy to navigate app. No issues since I joined. Has different savings and investment schemes Reviewed on: 15th March 2024
Grace E's avatar
Grace E

Best trading app I have ever used

5
Best trading app I have ever used Reviewed on: 15th March 2024
Julien Provost's avatar
Julien Provost

Flexible, easy and usee friendly banking solutions.

5
Flexible, easy and usee friendly banking solutions. App is awesome and is easy to understand. Well done Monzo! Reviewed on: 15th March 2024
Anita 's avatar
Anita

Best bank

5
Best bank I've ever had, easy to use. Monzo plus is brilliant Reviewed on: 14th March 2024
Ebs's avatar
Ebs

Easy to use, good features such as shared tabs.

5
Easy to use, good features such as shared tabs. Dashboard is clear whereas Revolut is too complicated. Reviewed on: 14th March 2024
HM C's avatar
HM C

I am really happy for your services.

5
I am really happy for your services. I am having personal and business account and honestly great and easy app and instant payments which never fails. I also like your international payments. Reviewed on: 14th March 2024
Jana M's avatar
Jana M

A central place to manage all your money.

4
It can link multiple account, then set categories, it can move money globally and no foreign card fees. also the pro account can give you four virtual card to do online shopping, and more categories and credit score tracking and information. Furthermore, I don’t have to open saving account, the pot just does the job! And it is an online bank, I don’t have to do telephone banking, visiting branches for my questions. Finally, the account don’t have a title, that is very friendly for lgbtq people. Reviewed on: 14th March 2024
Yuzu's avatar
Yuzu

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