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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19398 reviews)

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4.93

Based on 19,398 reviews, last reviewed 21st Apr 2026

70467% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Brilliant bank account Brilliant bank account, the features like 'Pots' help me manage my finances effectively Reviewed on: 21st April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19398)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Monzo is an excellent provider

Monzo has been an excellent provider as my main current account, being a monzo plus member is great value for money as it let's me keep track of my finances in a simple and user friendly way. The customer support team is quick, friendly and reliable and always there whenever you need assistance. I could not recommend monzo enough even if you are just a regular member. My only wish would be that monzo premium offered multi device insurance. Reviewed on: 6th March 2024

I absolutely love Monzo!

I absolutely love Monzo! From statements to savings pots, it’s the best banking app by far. I really love how I can lunch with friends and split bills too. It’s so easy to send and receive money. Reviewed on: 6th March 2024

user friendly

Banking app is user friendly, creative and engaging. Reviewed on: 6th March 2024

Best bank!

I have been with Monzo since their Beta version and they maintained the same excellent quality of product and services. Reviewed on: 6th March 2024

Easy use and quick service all times

Easy use and quick service all times Reviewed on: 6th March 2024

I’ve only ever had a great experience with Monzo!

I’ve only ever had a great experience with Monzo! They’ve also got the best linked in account, VERY relatable! Reviewed on: 6th March 2024

Monzo is an account that I had shortly after they st...

Monzo is an account that I had shortly after they started up - what an impact the team at Monzo have made, NatWest & TSB could learn a lot. Reviewed on: 6th March 2024

Excellent customer support

Their app is very easy to use. Intuitive and ample features. I once asked for support, and customer service was friendly and efficient. Reviewed on: 6th March 2024

Literally knocks spots off the competition.

Literally knocks spots off the competition.. Reviewed on: 6th March 2024

Banking the right way!

Have been with Monzo for Years now & would never go back to a traditional bank. Great additions over last few Years from Flex to Loans. Can't recommend highly enough. Reviewed on: 6th March 2024

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