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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

6038% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

I'm always in control

Instant notifications means I'm always in control of my money. Fabulous Reviewed on: 22nd February 2024

Never had any issues and a really accessible service

Never had any issues and a really accessible service Reviewed on: 22nd February 2024

Great service, easy ti use and the app it's...

Great service, easy ti use and the app it's perfect Reviewed on: 22nd February 2024

Experience with Monzo has been solid so far

I've been with Monzo for couple of years now. What I mainly love about Monzo is the experience they offer. Everything is well integrated, smart and seamless. Things just works! Reviewed on: 22nd February 2024

Excellent

Efficient in resolving problem if you have with account Reviewed on: 22nd February 2024

Just been really good great for holiday use will eve...

Just been really good great for holiday use will eventually go too too them as main bank Reviewed on: 22nd February 2024

Champions

Easy to use and their internet banking app is great Reviewed on: 22nd February 2024

Monzo stands with I have financial issues I am thank...

Monzo stands with I have financial issues I am thankful to Monzo for providing me flex and excellent overdraft Reviewed on: 22nd February 2024

A fantastic App

Easy to use and monitor where and when your money is coming and going Reviewed on: 22nd February 2024

Banking with Monzo is easy the app keeps you up-to-d...

Banking with Monzo is easy the app keeps you up-to-date, quickly and efficiently. Very good exchange rate for using abroad. Reviewed on: 22nd February 2024

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