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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19401 reviews)

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4.93

Based on 19,401 reviews, last reviewed 26th Apr 2026

3398% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19401)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Monzo anticipates my needs before I do

Monzo anticipates my needs before I even think about them. Monzo flex and loans are so easy to set up and incredibly clear on their terms - where other banks leave everything in fine print and banking jargon. Their standard account is excellent at tracking spending and setting budgets for different types of spend, and their savings pots make managing my funds so seamless. I rave about them to anyone and everyone, and they still keep releasing features that are Chef’s kiss. Reviewed on: 4th February 2024

Quick and seamless transactions

It's been a very easy and stress-free journey with Monzo. Easy, quick and seamless transactions. Lots of great saving accounts with good interest rates. Having all of my accounts in one place makes things really easy. I love using Monzo and I 100% recommend them. Reviewed on: 4th February 2024

One of the best bank ever.

One of the best bank ever. Provide more offers Reviewed on: 4th February 2024

Always easy to use ans never had any problems

Always easy to use ans never had any problems Reviewed on: 4th February 2024

I was invited to join monza and I am glad I did my s...

I was invited to join monza and I am glad I did my savings are at a better interest Reviewed on: 4th February 2024

Very good customer service and good service advice

Very good customer service and good service advice Reviewed on: 4th February 2024

Good well keepp upp for more kind of tools to unders...

Good well keepp upp for more kind of tools to understand the experience of money in daily life Reviewed on: 4th February 2024

Monzo everything you need in the palm of your hands

Monzo truly is a peoples bank, so easy to use everything you need in the palm of your hands. I love the idea of monzo flex I wish more banks had that! Absolutely ace!! I also really love the monzo Pots, just opened a pot for my son and I can really see his pot growing what makes it even better is the interest rate is fantastic! Thank you Monzo for being more than just a bank to me ❤️ Reviewed on: 4th February 2024

It’s quicker than going into a bank and the online c...

It’s quicker than going into a bank and the online customer service are friendly Reviewed on: 3rd February 2024

Fantastic bank!

Fantastic bank! As a older customer, can’t believe how easy, the app is Reviewed on: 3rd February 2024

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