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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

3656% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Monzo is amazing.

Monzo is amazing. It never gave me a hassle locally or even abroad. Reviewed on: 3rd February 2024

Monzo is literally the best bank I've ever had, ever...

Monzo is literally the best bank I've ever had, everything happens instantly and I've never felt so in control of all my money or mortgage or investments. The cashback offers are also great and love the extras you get with premium card. Monzo is a game changer Reviewed on: 3rd February 2024

I like the app centric authentication more.

I like the app centric authentication more. It comes very handy. Reviewed on: 3rd February 2024

Great user experience and amazing savings feature!

Great user experience and amazing savings feature! Fantastic card to bring on travel as it gets me to withdraw money at no extra cost, unlike other high street British banks. Great value for money! Reviewed on: 3rd February 2024

I have never banked with anyone as good as Monzo

I have never banked with anyone as good as Monzo Reviewed on: 3rd February 2024

It's a best way to use modern synchronized banking,...

It's a best way to use modern synchronized banking, easy and consumer friendly. Reviewed on: 3rd February 2024

Holiday Gamechanger!

So straightforward with instant updates so you agitates know where you are with your funds. Reviewed on: 3rd February 2024

Using Monzo has been simple and stress free.

Using Monzo has been simple and stress free. Monzo was the first app I used when I relocated to United Kim in preset to more around and make online or shop payments. I recommend Monzo to all my friends who need an account for savings. Reviewed on: 3rd February 2024

The best bank I have ever used customer service is e...

The best bank I have ever used customer service is excellent Reviewed on: 3rd February 2024

Saving a solo traveller!

When I lost my phone and therefore my online banking, on a solo trip in Portugal, Monzo were amazing. They helped me gain access to my money again on a new phone and even called me to check in because they could tell how upset I was. It made a huge difference and I'll never forget it! I loved them before this and I recommend them to everyone. Reviewed on: 3rd February 2024

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