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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Very very Good bank as it offers lits of services

Very very Good bank as it offers lits of services Reviewed on: 4th February 2024

Excellent service, interface is great!

Excellent service, interface is great! Easy to use and transition bank account across to monzo! Nothing is to difficult for the team. I would highly recommend monzo to anyone and have done! Reviewed on: 4th February 2024

The ability to split your money between pots is an e...

The ability to split your money between pots is an excellent tool for budgeting your money! Reviewed on: 4th February 2024

I travel a lot and it is the most perfect bank , sup...

I travel a lot and it is the most perfect bank , super safe , no hidden fees and super accessible Reviewed on: 4th February 2024

Great experience of Monzo, easy to deal with, transp...

Great experience of Monzo, easy to deal with, transparent & convenient. Reviewed on: 4th February 2024

Very impressed and highly reccomend

I have been that impressed that I have made it my main bank account. I love the flexibility of it and I feel a lot more in control of my finances than I have ever. I had two issues that were unrelated to Monzo and Monzo helped me get it sorted really quickly. Reviewed on: 4th February 2024

Monzo is the best bank in uk, works perfectly!

Monzo is the best bank in uk, works perfectly!! Reviewed on: 4th February 2024

It's been three years for me been with Monzo and I r...

It's been three years for me been with Monzo and I really love the UX of app, easy to use and fast processing, makes it effortless. Reviewed on: 4th February 2024

Everything made easy at a touch of a button.

Everything made easy at a touch of a button. Hassle free app +++A Reviewed on: 4th February 2024

I’ve been using Monzo for a couple of years now and...

I’ve been using Monzo for a couple of years now and find it the best banking app (and I have a few!). I really like the graphs and visualisations which help me keep track of how I’m doing month to month and the ‘you have £XX to spend each day’ is probably my most used section to keep me on track with budgeting. Reviewed on: 4th February 2024

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