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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Easy to use and simple aesthetic interface which is...

Easy to use and simple aesthetic interface which is user friendly. Love the pots too. Reviewed on: 5th February 2024

Never had any issues with the bank.

Never had any issues with the bank.easy to use app.updated regularly. Simple to understand and very helpful. My wife also has a monza account and she also is very happy. Reviewed on: 5th February 2024

User-friendly app with money management features

User-friendly app with helpful money management features. I've never been as in-control of my day-to-day finances until using Monzo with Pots for saving and monthly budget features. Now I'm also making use of the Savings Pots as well as regular pots, I'm managing to effectively save for big things like annual insurances, car service, and holiday too. Reviewed on: 5th February 2024

Best savings rates and love the mobile app

Best savings rates and love the mobile app Reviewed on: 5th February 2024

Loving my Monzo

I’ve had Monzo for a few years now and I can truly say that I’ve not had a bad experience yet. Hoping for more of the same for the future. Reviewed on: 5th February 2024

Never a glitch have I experienced

Never a glitch have I experienced Reviewed on: 5th February 2024

Best bank by far

So easy to use, I have had no problems with this bank and I have been with them for nearly two years. They allow you to track your credit and get paid at 4pm before actual payday. There is no bank like it. Reviewed on: 5th February 2024

Monzo is super cool with transactions and safe in ke...

Monzo is super cool with transactions and safe in keeping your money. Monzo all the way Reviewed on: 5th February 2024

Happy monzo...

Overall, I'm happy with all the benefits of a monzo account and what it has to offer. Reviewed on: 5th February 2024

It is very easy to use and very convenient

It is very easy to use and very convenient Reviewed on: 4th February 2024

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