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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Really great and amazing for budgeting

Really great and amazing for budgeting Reviewed on: 4th February 2024

Easy to use modern bank.

Easy to use modern bank. Love the simple app interface and chat feature with customer service, no waiting on hold on the phone for hours. Reviewed on: 4th February 2024

Monzo has been my main and only bank for over 5 years!

Best bank I've ever had! Their service is always top notch, smooth and actually enjoyable! Despite not having physical banks, I've never had any query that couldn't be solved through the app. They're always adding new features, most recently the saving and investing pots which I'm using now! I also had a short-term loan to pay my flat deposit, which was so easy to set up! It might not sound like a big deal being a "seamless and easy" bank, but when life is already stressful and difficult the last thing you need is a difficult bank who takes 3 weeks to approve a 2k loan. Monzo has been my main and only bank for over 5 years now and I am so happy with their product I would write an essay on why others should try it too. Reviewed on: 4th February 2024

User friendly all and promt customer service

User friendly all and promt customer service Reviewed on: 4th February 2024

Fab bank with easy to use app.

Simple banking app with fast acknowledgment of payments in and out. Simple to use to send and receive money. Issues are dealt with quickly and in a friendly manner. Reviewed on: 4th February 2024

Monzo anticipates my needs before I do

Monzo anticipates my needs before I even think about them. Monzo flex and loans are so easy to set up and incredibly clear on their terms - where other banks leave everything in fine print and banking jargon. Their standard account is excellent at tracking spending and setting budgets for different types of spend, and their savings pots make managing my funds so seamless. I rave about them to anyone and everyone, and they still keep releasing features that are Chef’s kiss. Reviewed on: 4th February 2024

Quick and seamless transactions

It's been a very easy and stress-free journey with Monzo. Easy, quick and seamless transactions. Lots of great saving accounts with good interest rates. Having all of my accounts in one place makes things really easy. I love using Monzo and I 100% recommend them. Reviewed on: 4th February 2024

One of the best bank ever.

One of the best bank ever. Provide more offers Reviewed on: 4th February 2024

Always easy to use ans never had any problems

Always easy to use ans never had any problems Reviewed on: 4th February 2024

I was invited to join monza and I am glad I did my s...

I was invited to join monza and I am glad I did my savings are at a better interest Reviewed on: 4th February 2024

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