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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

3656% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

I have had no problems with my accounts recommend yo...

I have had no problems with my accounts recommend you try it for your self. Well Happy with my account Reviewed on: 3rd February 2024

Really good would recommend to anyone

Really good would recommend to anyone Reviewed on: 3rd February 2024

The best bank with the best service with the best ap...

The best bank with the best service with the best application with so well thought notifications system! Any time I needed support, the customer service was always so helpful, friendly and happy to support and assist - immediate responsiveness! Thank you Monzo for being the best ever! Reviewed on: 3rd February 2024

Excellent value for money digital banking service.

Banked with Monzo since I came to the UK. Was recommended by a friend. Excellent service with value for money options. Easy to sign up as well. Reviewed on: 3rd February 2024

Simplification

Very easy to use for someone like myself who is a technophobe. Simply the best way to organise my money and sort out finances. Will 100% use Monzo for all my daily needs! Reviewed on: 3rd February 2024

Monzo is the best bank!

I’ve banked with Monzo for a few years now and in our opinion they are the best bank, especially for travelling often! Customer services when we’ve used them have been brilliant and couldn’t be more helpful. Reviewed on: 3rd February 2024

All banks should be like Monzo.

All banks should be like Monzo. Excellent all round. Reviewed on: 3rd February 2024

I would appreciate it's really nice to use

I would appreciate it's really nice to use Reviewed on: 3rd February 2024

The best and fastest means of transaction.

The best and fastest means of transaction. Reviewed on: 3rd February 2024

The best online banking .

The best online banking . Services are perfect and it’s a bank everyone needs to go for Reviewed on: 3rd February 2024

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