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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Very good customer service and good service advice

5
Very good customer service and good service advice Reviewed on: 4th February 2024
Moy Glez-Aostri's avatar
Moy Glez-Aostri

Good well keepp upp for more kind of tools to unders...

5
Good well keepp upp for more kind of tools to understand the experience of money in daily life Reviewed on: 4th February 2024
Mevin D's avatar
Mevin D

Monzo everything you need in the palm of your hands

5
Monzo truly is a peoples bank, so easy to use everything you need in the palm of your hands. I love the idea of monzo flex I wish more banks had that! Absolutely ace!! I also really love the monzo Pots, just opened a pot for my son and I can really see his pot growing what makes it even better is the interest rate is fantastic! Thank you Monzo for being more than just a bank to me ❤️ Reviewed on: 4th February 2024
Mr P's avatar
Mr P

It’s quicker than going into a bank and the online c...

5
It’s quicker than going into a bank and the online customer service are friendly Reviewed on: 3rd February 2024
Keely H's avatar
Keely H

Fantastic bank!

5
Fantastic bank! As a older customer, can’t believe how easy, the app is Reviewed on: 3rd February 2024
John 's avatar
John

Monzo is amazing.

5
Monzo is amazing. It never gave me hassle in using it either locally or abroad. Reviewed on: 3rd February 2024
Alfredo B's avatar
Alfredo B

Monzo is amazing.

5
Monzo is amazing. It never gave me a hassle locally or even abroad. Reviewed on: 3rd February 2024
Alfred Baggay's avatar
Alfred Baggay

Monzo is literally the best bank I've ever had, ever...

5
Monzo is literally the best bank I've ever had, everything happens instantly and I've never felt so in control of all my money or mortgage or investments. The cashback offers are also great and love the extras you get with premium card. Monzo is a game changer Reviewed on: 3rd February 2024
David stephens's avatar
David stephens

I like the app centric authentication more.

5
I like the app centric authentication more. It comes very handy. Reviewed on: 3rd February 2024
gayathiri g's avatar
gayathiri g

Great user experience and amazing savings feature!

5
Great user experience and amazing savings feature! Fantastic card to bring on travel as it gets me to withdraw money at no extra cost, unlike other high street British banks. Great value for money! Reviewed on: 3rd February 2024
Francesco A's avatar
Francesco A

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