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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

3656% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Easy to use brilliant saving options and good ways t...

Easy to use brilliant saving options and good ways to track your spending Reviewed on: 3rd February 2024

Monzo is genuinely the best bank.

Monzo is genuinely the best bank. Their customer service is always impeccable and very fast. Their services are easy to use and the company is incredibly innovative in coming up with new ways to improve their services. Reviewed on: 3rd February 2024

Helps me save money it keeps me happy and family hap...

Helps me save money it keeps me happy and family happy and I love it am glad Monzo is a thing it’s helped a lot Reviewed on: 3rd February 2024

Freezing account completely when buying a car from i...

Freezing account completely when buying a car from insurance money from an accident that was stressful enough suffering whiplash Reviewed on: 3rd February 2024

Best account

My daughter recommended monzo account.it was easy to open and manage. Reviewed on: 3rd February 2024

Best by far..

Coming to United Kingdom 2 years ago Monzo didn't hesitate to let me have an account with them. It was easy and simple. I left my card in Zambia, after returning back to England they where suoer fast, helpful and friendly and I got a replacement in no time. Reviewed on: 3rd February 2024

Very happy with the service.

Very happy with the service..As far as banks go.You are amongst the best Reviewed on: 3rd February 2024

Happy customer

There is always someone to message or talk to about a question I might have.Very good up to date Monzo app. Reviewed on: 3rd February 2024

Absolutely amazing!

Absolutely amazing! Always get my money straight away and it always tells me how many days i have until I get paid! Reviewed on: 3rd February 2024

Great app that helps me to manage my money over the...

Great app that helps me to manage my money over the month. Also love the easy way to pay Reviewed on: 2nd February 2024

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